Card Fraud Analyst (d/f/m) at Solaris
Card Fraud Analyst (d/f/m) at Solaris
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Job Description
Solarisis a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs our partners can access and integrate a wide range of solutions such as digital banking payments cards identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.
We love what we do and we love our team. We are a unique blend of techies fintech enthusiasts bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.
Your Role
As a Card Fraud Analyst you will be instrumental in executing Solaris fraud detection strategy and improving response to card transaction fraud. Your mission will be to detect and prevent card fraud for our credit and debit card portfolios.
The ideal candidate will bring Card-fraud detection and prevention knowledge and a hands-on approach to designing implementing and scaling fraud prevention capabilities.
- Analyze Transaction Data for Fraud Detection:
- Apply advanced data analysis techniques and SQL to identify fraud patterns anomalies and emerging threats in card transaction data.
- Deliver proactive data-driven recommendations to refine risk rules optimize fraud models and drive continuous improvement in fraud prevention initiatives.
- Monitor and Investigate Fraud Alerts:
- Oversee real-time monitoring of card transactions using established and emerging fraud detection systems.
- Investigate suspicious activities determine root causes and collaborate on corrective actions to mitigate future risks.
- Ensure timely escalation resolution and comprehensive reporting of fraud incidents to relevant stakeholders.
- Collaborate with Stakeholders:
- Work closely with Operations Engineering Compliance Risk and external partners to execute the fraud prevention strategy.
- Lead and support process improvements to streamline fraud workflows and enhance cross-functional communication.
- Enhance Fraud Prevention Capabilities
- Regularly assess the effectiveness of fraud prevention tools and processes.
- Identify and implement opportunities for automation workflow optimization and tool integration to strengthen card fraud defenses.
- Internal and External reporting:
- Prepare and deliver regular reports on key fraud metrics and trends to internal and external stakeholders.
- Ensure compliance with regulatory and audit requirements for fraud reporting.
- Risk Rule Management
- Collaborate with vendors to test implement adjust and monitor risk rules for card transactions.
- Evaluate rule performance and recommend enhancements based on evolving fraud trends.
Wed love to see
Depending on your level of experience your responsibilities and scope of role will range. We dont care much about fancy titles but rather about real personal and professional development as laid out in our learning framework. Lets figure together out how you can contribute to our team
- Experience: >5 years of experience in card fraud analysis fraud operations or a similar analytical role within the financial services industry focusing on credit / debit card fraud.
- Cards background: Solid understanding of card payment systems 3 party schemes and surrounding processes.
- Knowledge of Fraud Prevention and Detection: Expertise in fraud schemes rule-based monitoring systems detection solutions and fraud prevention techniques and tools.
- Analytical Skills:Strong proficiency in SQL and data analysis tools and Fraud tools (i.e. Nexi Falcon Visa Risk Manager Visa Resolve Online) with a strong analytical mindset to derive actionable insights and recommendations with expertise in managing and analyzing big data sets. (Excel / Snowflake / Falcon / Cognos IBM / Visa/ Mastercard .
- Communication and Personal Skills: Self-starter with excellent communication skills at all organizational levels. Strong problem-solving abilities attention to detail and a results-driven mindset.
- Language Skills: Professional proficiency in English required.
Benefits
- We have a remote-friendly working arrangement
- Home office budget
- Learning & Development budget
- Transparent framework to support your career goals
- Competitive salary
While job ads usually paint an ideal picture of a candidate studies show that most applicants meet an average of 60% of the criteria. Unfortunately many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes but dont necessarily meet every single item in the job description please contact us anyway. Wed love to talk with you and find out if you might be a good fit for us.
At Solaris we are committed to nurturing an inclusive environment where all Solarians feel valued respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color ethnicity religion sex origin disability marital status citizenship or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation please let us know.
Information on data processing:
Required Experience:
IC
Employment Type
Full Time
