Mortgage Closer - Initial Closing Disclosures and Closing Docs
Mortgage Closer - Initial Closing Disclosures and Closing Docs
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
The CD Drawer position is essential to Summit Fundings relationship with the branches with escrow and most importantly with the homebuyer. The primary focuses are accuracy speed accountability adaptability and genuine good customer service. The CD Drawer position is crucial to preparing accurate initial closing disclosures and closing packages within the posted turn time or prior thereby exceeding branch expectations so they may exceed buyer expectations.
Starting pay ranges between $20-$28/hr DOE.
This position reports out of the Sacramento Corporate Office but is offered as hybrid-remote or remote depending on experience and location. Will be required to work a regular 8 work schedule Monday through Friday starting as early as 5am PST (6am MST/7am CST/8am EST) and as late as 5pm PST (6pm MST/7pm CST/8pm EST) plus work Overtime and Weekends as needed.
Duties include:
- Prepares all closing documents and closing disclosures including initial closing disclosure (ICD) required to close mortgage loans ensuring documentation is complete and accurate and follows up with any discrepancies.
- Ensures that all loans meet guidelines for quality and regulatory compliance and investor closing standards are met.
- Maintains communication with other departments and closing agents to promote positive business relations and relay loan status.
- Establishes and maintains a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability into the market.
- Reviews files prior to closing to verify that abstracts and/or title opinions are clear; forwards copies to all parties involved; reviews all surveys termite inspections final inspections and verifies accuracy of closing conditions.
- Inputs information into computer prepares additional documentation balances account for closing and prepares closing disclosures and closing package for the closing agent and/or customer.
- Prepares and explains closing requirements to closing agent and/or customer.
- Maintains knowledge of all mortgage and compliance policies and procedures.
- Completes all required paperwork and forms in an accurate and timely manner; prepares all required reports.
Qualifications :
- Two years of experience preparing/drawing initial closing disclosures (ICD) and closing documents with a direct mortgage lender. Current experience (within the last 12 months) preferred.
- Retail or wholesale experience preferred
- Experience with conventional and government loan programs (FHA VA USDA) required Bond and NQM experience preferred.
- Working knowledge of Texas loans is a plus.
- Recent experience working in a retail direct lending environment preferred. Experience with wholesale is a plus.
- Proficient in Microsoft Office Outlook Encompass 360 and Doc Magic or similar LOS
- Ability to work a full-time schedule Monday through Friday between 6am and 6pm Pacific time with overtime and weekends as needed.
- The ability to be flexible and adjust your work schedule as needed
- Ability to communicate effectively with external and internal contacts including but not limited to: Loan Officers Processors Account Executives Underwriting and Post Closing Staff Title Escrow Attorneys etc.
- Candidates within a 50-mile radius of our Sacramento Corporate office will be asked to work a hybrid work schedule reporting Tuesdays and Thursdays in the office. All other candidates will be asked to work a fully remote work schedule from home.
Additional Information :
All your information will be kept confidential according to EEO guidelines.
Remote Work :
Yes
Employment Type :
Full-time
Employment Type
Remote
Company Industry
Key Skills
- Loan Origination
- Sales Experience
- Microsoft Office
- Financial Services
- Customer Service
- Organizational skills
- Communication skills
- Military Experience
- Fair Housing Regulations
- Inside Sales
- Outside Sales
- Word Processing
