Job Description:
Industry: Financial Services
Job Category: Finance / Accounting - Credit / Lending / Collections
Overview:
We are seeking a seasoned Small Business Credit Professional with a proven track record and current seven-figure lending authority to lead our Credit and Servicing Groups. This pivotal role involves overseeing all underwriting training and performance KPIs for our Banks Retail Small Business Lending Department.
Key Responsibilities:
- Leadership & Management: Lead and mentor a team of credit managers and servicing professionals ensuring alignment with the Banks strategic goals.
- Underwriting: Conduct transactional underwriting focusing on complex and high-dollar credits as part of your daily and weekly routine.
- Training & Development: Develop and implement training programs to enhance the skills and performance of the underwriting team.
- Performance Monitoring: Monitor and manage performance KPIs to ensure the department meets its targets.
- Credit Strategy: Provide direction and coaching on the Banks Small Business credit appetite particularly for C&I and CRE products with exposures up to million.
- Credit Evaluation: Evaluate maturing credits for potential renewals ensuring sound credit decisions.
** At First National Bank we value related relevant experience and what youve accomplished in your career. For this position we will accept four (4) years of commensurate experience or two (2) years of commensurate experience with an associate degree in lieu of the education requirement below. **
Skills and Certifications note: bold skills and certification are required
Excellent communication skills both written and verbal
Excellent customer service skills
Detail-oriented
Excellent organizational analytical and interpersonal skills
High-dollar and complex credit evaluation (Lending Authority of 1Million)
Leading credit and servicing teams
Familiarity with banking regulations (FDIC OCC etc.)
Small Business Lending (C&I and CRE)
KPI development and monitoring
Security Clearance Required: No
Visa Candidate Considered: No
Compensation - USD 07900 to 65000
*** Never repost ***
Full-time
Benefits - Full
Relocation Assistance Available - No
Commission Compensation - No
Bonus Eligible - No
Overtime Eligible - No
Interview Travel Reimbursed - Yes
Candidate Details
10 to 15 years experience
Seniority Level - Mid-Senior
Management Experience Required - Yes
Minimum Education - Bachelors Degree
Willingness to Travel - Occasionally
Screening Questions
Will you now or in future require a sponsorship
Are you authorized to work in the U.S.