Mortgage Loan Officer Assistant

ABOUT ONETRUST HOME LOANS

If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a professional team then OneTrust Home Loans may be for you. We are recognized as a Fortune 5000 company offering conventional FHA VA USDA and jumbo financing while boasting portfolio construction and structure finance lending divisions. Our focus on utilizing the latest technology to streamline the home loan process has made us a leader in our space. We really listen to our clients in order to anticipate their home financing goals and dreams. Were mortgage educators and financing strategists providing detailed information and sound advice on mortgage options and industry trends. We focus our energies on a transparent and open communication loan process to close loans quickly.

If our employees are successful we are successful. Our goal is to provide them with the most current competitive tools and information possible. Employees and management listen engage and provide honest feedback to each other. Those who make outstanding contributions are recognized for their outstanding customer service and are eligible for key programs. In order to hire and retain employees who share our values of integrity transparency innovation and greatness we offer attractive employment packages work-life balance a wide range of training opportunities and an innovative and exciting business culture. Service is everything!

Position Summary

Support the Mortgage Loan Originators by managing administrative tasks gathering borrower documentation preparing loan files and ensuring accurate processing of mortgage application. This role enhances efficiency and customer service throughout the loan process.

Essential Duties and Responsibilities.

• Assist loan originators in preparing organizing and submitting loan applications for processing and underwriting.
• Guide borrowers through the loan application process.
• Collect review and verify borrower documentation including income assets credit and property information.
• Maintain regular communication with borrowers builders and third parties to ensure smooth progress of construction loans.
• Support the management of construction loan files including draw schedules inspections and disbursement coordination.
• Understand and assist with the processing of Non-QM products ensuring accurate documentation and compliance with investor guidelines.
• Monitor loan progress and communicate status updates to the MLO and borrower throughout each stage of the loan process.
• Manage and monitor the loan pipeline to prioritize files approaching deadlines or requiring immediate attention.
• Support loan officers in preparing for closings and ensuring timely funding.
• Work closely with the processor and underwriter to address any underwriting issues.
• Maintain a thorough knowledge of all mortgage products and services including forms and documentation for each type of loan.

The above functions are intended to describe the general nature and level of work performed by individuals assigned to this job. This is not designed to contain or be interpreted as a comprehensive list of all duties responsibilities and qualifications required of employees assigned to this job.

Education and Experience

• NMLS License
• 2 years of experience in mortgage lending loan processing or loan origination support.
• 2 years Loan Structuring experience.
• Hands-on experience with construction loans including knowledge of draw schedules inspections disbursement processes and builder coordination.
• Familiarity with Non-QM products including understanding of alternative documentation requirements and unique underwriting guidelines.
• Proven ability to manage a loan pipeline and meet time-sensitive deadlines.
• Strong knowledge of mortgage loan documentation compliance standards and processing procedures.
• Ability to maintain a knowledge of lending guidelines investor programs industry requirements and industry changes.

Knowledge Skills and Abilities

• Demonstrated computer skills in word processing spreadsheet and electronic mail software.
• Strong communication and interpersonal skills and a high level of professional integrity.
• Maintains a positive helpful constructive attitude and work relationship with co-workers and supervisors.
• Strong time management and organizational skills in a dynamic constantly changing environment.
• Attention to detail and quality focused.
• Encompass experience preferred.

Required Experience:

Unclear Seniority