Language Fluency: English (Required)

Work Shift:

Please review the following job description:

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time.

1. Partner with WCD business leader to execute on strategic priorities from recommendation to execution and BAU transition. This may include:

• Leading the development of and presenting recommendations to address strategic business needs.
• Performing qualitative and quantitative analyses (e.g. benchmarks industry trends internal operating and financial data) to support strategic rationale and measure results.
• Leading cross-functional teams to clarify execution tactics and plans to achieve strategic goals.
• Facilitating and driving project meetings with senior business leaders and client product business partner SMEs.

2. Strong understanding of Credit Delivery credit origination and underwriting process including but not limited to procedures loan closing activities file organization and tickler management.
3. Subject Matter Expert participating in strategic planning exercises to represent the needs of Wholesale credit Delivery for the business aligned to this individual.
3. Serve as a Liaison between and engage with Portfolio Management Loan Operations Compliance Audit and Technology. Identifies new and recurring risks related to process and adherence to regulatory audit or policy requirements and in some cases is responsible for resolving those issues.
4. Contribute to and manage special projects as needed including but not limited to audit/credit review remediations. Provides support to Portfolio Management teams on risk reviews internal and external audits.
5. Develop and deliver communication to the PM organization related to credit process and ecosystem changes.
6. Lead implementation strategy for new processes and procedures for Credit Delivery. Ensure proper PM involvement with process development and enablement. Effectively partner with Wholesale Credit Delivery Project Management and Enablement teams to ensure effective execution on projects transitioned to BAU state. Actively identify and elevate system enhancement and process improvement ideas.
7. Develop training to ensure teammates are prepared to adapt to credit process and ecosystem changes.

8. On an ongoing basis identify opportunities and develop initiatives to accelerate performance against strategic goals and objectives.

9. Lead cross-functional teams to clarify execution tactics and plans to achieve strategic goals.

10. Serve as a leader in WCD Enablement developing and guiding less tenured teammates

11. May manage a team.

Required Qualifications:

The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelors Degree or an equivalent combination of education and experience. 10 years of experience in underwriting portfolio administration commercial loan credit decision making and previous management experience.
2. Subject Matter Expert level understanding of accounting and finance financial statement and cash flow analysis. Mastery level proficiency with MS Office Desktop applications. Strong interpersonal skills and solid written/verbal communication are essential.

Preferred Qualifications:
1. 5 years of experience in underwriting portfolio administration commercial loan credit decision-making and/or commercial credit operations. Can include experience in Commercial Banking such as Commercial Real Estate Commercial C&I Commercial Investment Banking and/or Wealth.

2. Strong knowledge and experience in strategic planning and execution including creating and executing comprehensive plans from recommendations to BAU implementation.

3. Proven ability to collaborate across organizational lines and matrixed environments
4. Ability to think strategically while delivering tactically
5. Ability to translate and present complex data in a manner that educates enhances understanding and influences decisions
6. Advanced skills in data visualization and storytelling
7. Deep knowledge of wholesale banking including corporate commercial and payments
8. Strong executive presence and communication skills
9. Sense of urgency and ability to multi-task and manage competing projects in a deadline-driven environment