Head Of Risk - Consumer Finance
Head Of Risk - Consumer Finance
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Salary Not Disclosed
1 Vacancy
Job Description
Job Title: Head of Risk Management
Location: Bangalore
Employment Type: Full-Time
Industry: Financial Services / NBFC / Banking
Position Overview
We are seeking an experienced and forward-thinking Risk Head to lead the design development and implementation of an enterprise-wide risk management framework. The incumbent will play a critical role in identifying and mitigating risks across credit operational and compliance domains ensuring alignment with regulatory standards and business growth objectives. This is a strategic leadership position for someone who thrives in a fast-paced financial environment and can drive a risk-aware culture across the organization.
Key Responsibilities
- Develop and execute a robust company-wide risk management strategy aligned with business objectives and regulatory mandates
- Oversee risk identification evaluation and mitigation across credit operational and compliance domains
- Monitor and respond to emerging credit risks (e.g. fraud patterns identity theft) and recommend proactive measures
- Lead portfolio monitoring stress testing and forecasting of expected credit losses to manage default risk
- Utilize advanced analytics AI and machine learning tools to strengthen risk models fraud detection systems and early-warning mechanisms
- Deliver clear data-driven risk reports to senior leadership and the board highlighting emerging trends portfolio performance and key risk indicators
- Build and embed a risk-aware culture through continuous training internal communication and stakeholder engagement
Candidate Profile
Educational Qualifications:
Master s degree in Finance Economics Risk Management or related discipline
Professional Experience:
- At least 10 years of experience in risk management with a minimum of 3 years in a leadership role
- Prior experience in NBFCs banking or financial services is essential
- Deep understanding of credit operational and regulatory risk in the Indian financial ecosystem
- Familiarity with RBI regulatory guidelines and risk governance frameworks
Technical & Behavioral Competencies:
- Proficient in risk and data analytics tools; exposure to Python and SQL is an advantage
- Strong analytical and decision-making skills with the ability to interpret financial data and macro trends
- Demonstrated ability to scale businesses while managing risk exposure
- Resilient leader with a track record of long tenures and meaningful contributions in prior roles
Remote Work :
No
Employment Type
Full Time
