Senior Manager - Retail Credit Risk Models
Senior Manager - Retail Credit Risk Models
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Job Description
ING offers you the opportunity to be part of our growth story adding or expanding on your international banking experience. We have an opportunity for an experienced Senior Credit Risk Modelling professional to join our retail credit risk division leading a high-performing team and working on cross-functional projects across the bank.
You will be responsible for leading credit modelling assignments resource planning managing senior stakeholders and acting as the SME on credit risk models. You will play a critical role in engaging business stakeholders in the model development process explaining technical concepts in lay man terms to non-technical business stakeholders.
A key part of this role will be your ability to manage your team as well as project team members that may work in different functions and different geographical locations managing projects end to end besides being the technical specialist to deliver model development and model management.
Ready to make an impact
What youll do
- Develop and manage business critical statistical & ML models covering regulatory models (IRB IFRS9 stress testing) and Credit decision models (application behavioral collection scorecards Early Warning System (EWS) models retail credit risk portfolios.)
- Performing complex credit risk analysis and/or modelling to maximize profits and asset growth.
- Lead cross functional teams across Line 1 Line 2 and external/global teams for the development and maintenance of the INGs retail credit risk models ensuring compliance with the relevant regulations and are fit-for-purpose for use across the business.
- Collaborate and lead virtual teams located globally within ING/ outsourced in other hubs.
What were looking for
- 8 years of quantitative credit risk model development experience with advanced knowledge of retail credit risk/decision models.
- Knowledge of prudential standards for retail credit portfolios e.g. APS113
Knowledge of IFRS9 Standards for provisioning - Strong SAS R Python or SQL coding skills.
- Proven leadership & staff/resource management skills.
- Experience leading project teams
- European Regulatory exposure is a huge plus ECBEBA etc.
Whats in it for you
- Drop everything and learn with over 16000 professional and personal development courses to choose from
- Discounted ING Health Insurance
- An additional Rest Day to support your wellbeing
- An IMPACT day to volunteer on approved sustainability activity
About Us
At ING we want to make life simpler and more worthwhile for everyone who banks with us for the people who work with us and the community at large too.
When you come to work at ING youre joining a team where individuality isnt just accepted its encouraged. Weve built a culture thats fun friendly and supportive its the kind of place where you can be yourself and make the most of whatever you have to offer.
We give people the freedom to think differently take ownership of their work and make great things happen. Were here to help you get ahead. And with our global network theres plenty of scope to take your career in new directions perhaps even ones youve never considered.
We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.
Sound like the kind of place youd feel at home Wed love to hear from you.
(One last thing ING operates a direct talent sourcing model. So no agency introductions please.)
Need more
Contact Mark Montgomery on
Applications close Wednesday 2nd June 2025
Before you apply
Here at ING we consider employee development to be important and encourage existing employees to apply for suitable internal positions. It is expected that any employee applying for a vacant position would have been in their current role for a minimum of twelve (12) months before applying. This may be waived in special circumstances and after consultation with your manager
ING is Australias most recommended bank according to RFi XPRT Survey February 2021 - July 2021 (n 31903) when compared to customers of 20 other banks operating in Australia.
#LI-DNI
Required Experience:
Senior Manager
Employment Type
Full-Time
