Senior Real Estate Portfolio Manager
Senior Real Estate Portfolio Manager
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Job Description
Shawbrook Bank is seeking an experienced Senior Real Estate Portfolio Manager to join our dedicated Portfolio Management team responsible for actively managing credit risk across our 6bn Real Estate portfolio including Buy to Let Bridging and Commercial Investment assets.
This is a key position within a team that will own the credit and in-life client relationship. The successful candidate will play a vital role in maintaining portfolio quality identifying emerging risks and ensuring regulatory compliance.
Key Responsibilities
- Contribute to the active management of Shawbrooks extensive Real Estate portfolio ensuring optimal performance and risk mitigation
- Maintain high standards of risk management across Credit Operational and Conduct Risk domains
- Manage existing client relationships including regular engagement and site visits when required
- Conduct comprehensive portfolio monitoring including Early Warning Indicator (EWI) tracking customer MI analysis and covenant compliance
- Complete all Annual Reviews coordinating with Business Development Manager (BDM) and Relationship Manager (RM) teams
- Establish and review 12-month forward-looking Umbrella Limits as part of the annual review process
- Perform active portfolio monitoring for trends concentrations and regional variances
- Conduct detailed market analysis sub-sector reviews and horizon scanning to identify regulatory impacts on the portfolio
- Monitor portfolio performance and exposure against policy limits
- Promptly communicate and escalate potential issues/risks through appropriate channels
- Support the development and enhancement of the overall risk management framework
- Manage all performing cases working with the NPL team for under-performing and non-performing loans
Qualifications :
- Circa 5 years relevant experience ideally from within a banking or lending environment with a focus on residential and commercial real estate
- Significant client relationship experience within Real Estate
- Experience in structuring and executing transactions and risk management.
- Strong analytical skills including advanced knowledge of Excel
- Strong understanding and analysis of Management Information and Financial Accounts.
- Good knowledge of real estate lending structures including familiarity with legal documentation
- Thorough comprehension of credit risk management and credit administration
Additional Information :
Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns mental wellbeing and more general queries around family work housing and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle - Its important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when youre enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexi-holiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution - Were focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Remote Work :
No
Employment Type :
Full-time
Employment Type
Full-time
