Credit Union Real Estate Loan Officer

USC Credit Union is seeking a dedicated and experienced Real Estate Loan Officer to join our team. We located near the University Park campus in Downtown Los Angeles. Our mission is to be a trusted provider of objective financial education for our members empowering them to make informed financial decisions. The ideal candidate will focus on serving the local community surrounding USCs campuses which have unique product and service needs. We are particularly looking for someone who is adept in community lending and possesses strong interpersonal skills with a member service orientation.

Responsibilities include but are not limited to:

• Sells real estate loans to Credit Union members. Originates first and second trust deed mortgage loans in accordance with investor requirements and USC Credit Union.
• Identifies cultivates solicits interviews and consults with prospective borrowers. Communicates loan process loan rates programs fees and other relevant loan information.
• Presents Homebuyer workshops and other educational classes and serves as a resource to potential buyers. Actively cultivate and maintain relationships with real estate agents brokers and other third-party partners to generate referral business and enhance community outreach.
• Performs credit qualification(s) using secondary market standards. Determines most suitable loan program for applicants.
• Liaises with title companies escrow companies appraisal companies real estate offices government agencies etc. to facilitate closing of loans.
• Reviews applications for accuracy and completeness. Prepares loan files for review ensuring complete and accurate documentation.
• Responsible to cross sell members additional products and services as appropriate.
• Must meet minimum monthly and annual sales goals.
• Stays current with Credit Union university federal state and/or regulatory changes and ensures borrows are informed of changes and updates. Attends meetings conferences and training classes as needed.

The ideal candidate will:

• Have a minimum of 5 years experience in a financial institution.
• Possess a high sense of urgency attention to detail initiative and integrity
• Have exceptional interpersonal customer service and communication skills
• Pass a pre-employment background and credit check

Compensation:

The hourly base salary range for this position is $40.00 - $42.00. When extending an offer of employment the University of Southern California considers factors such as (but not limited to) the scope and responsibilities of the position the candidates work experience education/training key skills internal peer equity federal state and local laws contractual stipulations grant funding as well as external market and organizational considerations.

Why USC Credit Union is a great place to work:

• Medical through USC Network Blue Cross and Kaiser: Care and Health Care Flexible Spending Accounts (FSAs): with up to 10% employer contributions: reimbursement: Time Off (PTO) including up to 24 vacation days (based on tenure) 12 sick days 9 paid holidays 1 paid personal day 4 paid winter recess days paid bereavement and paid jury duty: and voluntary insurance benefits: Center that provides programs resources and services to benefits-eligible staff and their dependents that help them thrive in all areas of work-life wellness: generous perks and discounts: on!
  Minimum Education: High school or equivalent
  Minimum Experience: 3 years
  Minimum Field of Expertise: Thorough knowledge of real estate lending. Demonstrated excellent written and verbal skills.

  USC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin protected veteran status disability or any other characteristic protected by law or USC policy. USC observes affirmative action obligations consistent with state and federal law. USC will consider for employment all qualified applicants with criminal records in a manner consistent with applicable laws and regulations including the Los Angeles County Fair Chance Ordinance for employers and the Fair Chance Initiative for Hiring Ordinance and with due consideration for patient and student safety. Please refer to theBackground Screening Policy Appendix Dfor specific employment screen implications for the position for which you are applying.

  We provide reasonable accommodations to applicants and employees with disabilities. Applicants with questions about access or requiring a reasonable accommodation for any part of the application or hiring process should contact USC Human Resources by phone at or by email at. Inquiries will be treated as confidential to the extent permitted by law.

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  Experience:

  Unclear Seniority