Area Collection Manager
Area Collection Manager
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Job Description
Job Title: Area Collection Manager –Mortgages
Location:Ludhiana (covers all ofPunjab)
Compensation:Up to15LPAperformance incentives
Function:Collections & Recoveries
Employment Type:Fulltime Permanent
Position Overview
Responsible for endtoend mortgage (Home Loan / LoanAgainstProperty) collections across Punjab leading field teams and agencies to achieve resolution recovery and portfolioquality targets while remaining fully compliant with regulatory guidelines.
Key Responsibilities
Own delinquency buckets (0180DPD); deliver NPA and recovery targets.
Design and execute field telecalling and legal recovery strategies.
Recruit train and manage collection officers agencies and legal vendors.
Coordinate with Credit Sales Legal and external stakeholders for seamless recovery.
Prepare and present MIS dashboards on rollforward cure rates and costtocollect.
Ensure strict adherence to RBI/FairPractice Code and internal SOPs.
Liaise with local authorities for SARFAESI and other legal actions.
Mandatory Requirements
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Mortgage product experience only (Home Loan / LAP).
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Minimum 3 years continuous service with current employer.
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Minimum 3 years continuous service with previous employer.
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Proven track record managing collections across an entire state or multidistrict region (Punjab preferred).
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Bachelor’s degree; MBA/CA/LLB advantageous.
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Strong negotiation legal recovery knowledge people management and dataanalysis skills.
How to Apply
Email your CV to . Shortlisted candidates will be contacted within 7 business days
Regards
Shubhangi
Asst. ManagerHR
STAFFIAA SERVICES.
Employment Type
Full Time
