Risk Management - Credit Risk Vice President - Consumer, Retail and Healthcare
Risk Management - Credit Risk Vice President - Consumer, Retail and Healthcare
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Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve realworld challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be bestinclass.
As a Credit Risk Vice President on the Wholesale Credit Risk team you will be a part of our Consumer Retail and Healthcare group responsible for lending activities portfolio monitoring and managing investmentgrade related credit exposures within the Corporate and Investment Bank and the Commercial Bank. Our teams have risk responsibility globally for nearly every bank product and risk exposure available to corporate clients in the capital markets work closely with coverage and product groups to support business will utilize superior analytical skills combined with credit and industry knowledge to make and support credit decisions for a portfolio of clients. You will collaborate across credit risk and the business teams to meet client credit requests while balancing the riskreturn needs of the Firm.
Job Responsibilities
- Manage and monitor a portfolio of client credit exposures across industry classes on an ongoing basis
- Provide ownership of client credit needs and projects and independently develops a credit opinion
- Oversee and conduct credit analysis and approves or seeks approval for all lending and trading related transactions including operating exposures individually or as part of a deal team
- Provide credit expertise in structuring new loan and derivative transactions
- Lead or assist in negotiating finalizing and executing documentation for loans and derivatives
- Remain current on all aspects of the credit relationship including exposure compliance potential problems and opportunities
- Provide a cohesive and comprehensive approach to review ratings risk assessment portfolios clients and industries in their sector
- Review and assigns risk ratings and maintains updated credit research on their portfolio of clients
- Work with CIB Coverage CB Coverage and Americas Corporate Banking on allocation of capital for clients; maintains threshold and industry limits
- Manage credit due diligence process for clients including for capital markets transactions
- Review and approve written credit approval documents which include financial analysis and modeling
Required Qualifications Capabilities and Skills
- Bachelors degree
- Minimum 5 years of experience in credit risk either in banking or a corporate finance role
- Excellent accounting and corporate finance expertise and/or completion of a major corporate bank credit training program or equivalent experience
- Strong analytical and financial modeling ability
- Solid knowledge of loan and derivative products documentation and structuring
- Experience negotiating legal documents associated with credit products
- Outstanding verbal and written communication along with strong interpersonal skills
- Exceptional work ethic and ability to work well under pressure on teams in a demanding environment
- Proficiency in Excel PowerPoint and Word software
Preferred Qualifications Capabilities and Skills
- MBA or CFA designation
- Previous credit risk experience in Consumer Retail and/or Healthcare
Required Experience:
Chief
Employment Type
Full-Time
