Collateral Specialist Mortgage Process Specialist Atlanta GA or anywhere in the US In the Collateral Specialist role you will review the Desktop Exterior Desktop Interior and full review of Mortgage loans and uploads checklist into applications along with providing final approvals.
In the role of Process Specialist you will execute transactions as per prescribed guidelines and timelines reviews and validates the inputs from the other team members support your manager in training activities daily operations reviews and help in escalation resolution with the objective to meet service level agreement targets for the specific process within the guidelines policies and norms of Infosys.
Responsibilities and Duties
Manage the process flow of real estate appraisals ready for review
Verify that appraisals adhere to industry standards AMC guidelines and clientspecific requirements
Communication with the Appraisal Management Company (AMC) vendor during the review process
Monitors residential real estate issues including market conditions governmental regulations and economic conditions to recommend changes to policies and procedures
Coordinate with the Offshore team and share the findings
Perform the quality check of the Offshore Appraisal task and submit the application in Sprint
Conducting comprehensive collateral audits ensuring endtoend accuracy of loans and adherence to regulatory and internal company guidelines
Determines eligibility of collateral based on documentation review and communicates results to the appropriate individuals/departments
Assist in training staff on appraisal policy and procedures valuation methodology evaluations risk factors and appraisal review
Assisting in the maintenance and update of Appraisal checklists and procedures
Completing all assignments within allotted timeframes as per the contractual requirements
Supervises Appraisal Reviewer and provides support on complicated review
Knowledge of FNMA FHLMC FHA and VA lending guidelines.
Qualifications Basic
High School Diploma or GED equivalent
At least 2years of relevant work experience
Qualifications Preferred
Should have knowledge of commonly used mortgage concepts practices procedures and Fannie Freddie guidelines to complete his task
Demonstrated experience analyzing and interpreting data
Ability to be flexible multitask and organize priorities in a fastpaced work environment while maintaining a high level of focus and accuracy
Strong analytical skills combined with sound judgment and decisionmaking abilities
Excellent oral and written communication skills; knowledge of Compliance rules and regulations
Selfstarter and the ability to work on projects with limited supervision
Note: Applicants for employment in the U.S. must possess work authorization which does not require sponsorship by the employer for a visa (H1B or otherwise). The job entails sitting as well as working at a computer for extended periods. Should be able to communicate by telephone email or facetoface.
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