Commercial Credit Analyst
Commercial Credit Analyst
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Job Description
The Commercial Credit Analyst is responsible for performing the underwriting steps associated with commercial credits. The incumbent will prepare credit memorandums and other tasks associated with supporting Commercial Relationship Managers as well as assist in preparing commercial loan packages for approval and documentation.
Job Responsibilities:
- Utilize spreading software to spread financial information from financial statements or tax returns.
- Review and analyze commercial credit and guarantor tax returns.
- Prepare credit requests.
- Prepare credit memos to be submitted to the appropriate lending authority for approval.
- Approve loans within credit authority and support the presentation of commercial loans to Senior Loan Committee for approval.
- Provide support to Commercial Lending Teams and the Relationship Manager as needed.
- Travel to customers and various WSFS locations as needed.
Minimum Qualifications:
- Bachelors Degree in finance or accounting or equivalent work experience is required.
- A background in finance and accounting which provides a basis for commercial loan underwriting and analysis including the review and interpretation of client financial statements and tax returns review and understanding of data in both personal and business bureaus is required.
- Must have a minimum of 24 years of commercial credit experience including a strong background of reviewing personal and commercial financial statements.
- Must have some general business and banking background.
- Must have strong analytical skills.
- Must have strong Microsoft Office skills including Excel.
- Must be an independent thinker in collaboration with other professionals.
- Excellent oral and written communication skills are required.
WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation including technical assistance with the WSFS Bank Careers website or submission process please contact us via email at
WSFS is an equal opportunity employer. We do not discriminate based upon race religion color national origin gender (including pregnancy childbirth or related medical conditions) sexual orientation gender identity gender expression age status as a protected veteran status as an individual with a disability or other applicable legally protected characteristics.
Required Experience:
IC
Employment Type
Full-Time
