Mortgage Loan Processor (inhouse)
Americas Mortgage Professionals is seeking a Bilingual Mortgage Loan Processor (English/Spanish) to join our dynamic and growing team in Fort Lauderdale. As a key player in the loan process you will assist borrowers in their journey toward homeownership by efficiently handling mortgage loan applications. You will ensure timely and accurate management of loan documentation and verification of borrower information and maintain open communication with all parties involved delivering a seamless mortgage process and exceptional customer service.
This is an inoffice position.
- Loan Processing: Manage the endtoend processing of mortgage loan applications ensuring all documentation is complete accurate and compliant with regulatory requirements.
- Documentation Verification: Order and review necessary documentation including Verification of Employment Evidence of Insurance Payoffs Tax Transcripts Credit Supplements Condo Questionnaires Subordination Requests and Title Work.
- Maintain regular communication with borrowers loan officers underwriters and other team members to provide updates and ensure a seamless loan process.
- Pipeline Management: Monitor and manage a pipeline of loans ensuring timely and efficient progression through the various stages of the loan process.
- Ensure all loans comply with company policies investor guidelines and regulatory requirements.
- Address and resolve any issues or discrepancies that arise during the loan process working collaboratively with other team members and stakeholders.
- Customer Service: Provide exceptional customer service to borrowers answering questions and guiding them through the loan process with professionalism and expertise.
- Continuous Improvement: Identify opportunities to improve processes and procedures to enhance efficiency and customer satisfaction.
- Language Requirement: Must be fluent in both English and Spanish (verbal and written) to effectively communicate with a diverse client base.
- Experience:Minimum of 2 years of mortgage broker processing experience with a preference for 5 years of experience.
- Knowledge:Strong understanding of mortgage loan products (FHA VA Conventional NonQM) and familiarity with mortgage procedures processes and documentation.
- Attention to Detail:Exceptional attention to detail with the ability to accurately review and verify documentation.
- Organization:Highly organized with excellent time management skills and the ability to manage multiple tasks and deadlines simultaneously.
- Communication:Excellent interpersonal and communication skills with the ability to interact effectively with borrowers team members and other stakeholders.
- ProblemSolving:Strong problemsolving skills with the ability to address and resolve issues that arise during the loan process.
- Education:Minimum of a high school diploma or GED equivalent.
- Technology:Proficiency with mortgage loan origination systems and related software.