Prudentials purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured for our people customers and partners. We provide a platform for our people to do their best work and make an impact to the business and we support our peoples career ambitions. We pledge to make Prudential a place where you can Connect Grow and Succeed.

At Prudential Health India (PHI) we are on a mission to make Indians healthier while bridging the health protection gap. This is a Zero to One team undertaking a greenfield health insurance deployment in India committed to building journeys that will truly empathize with the customer and offer a differentiated bespoke experience.

To partner us in this mission we are looking for a talented

Lead Actuarial Pricing

As a Lead Pricing Actuary your typical work week might include the following:

• Develop and launch new flexible modular health insurance products informed by thorough market analysis.
• Build and implement sophisticated pricing models for these products ensuring compliance and robust documentation.
• Analyze large datasets to optimize pricing product design and portfolio mix.
• Forecast financial performance predict profitability and manage risk.
• Lead and mentor a team of actuaries fostering a collaborative and highperforming environment.
• Collaborate across different teams in the organisation.
• Continuously improve processes and leverage emerging technologies.
• Monitor portfolio performance recommending portfolio adjustments new products new features and repricing strategies.
• Ensure regulatory compliance.
• Ensure full responsibility for your and your teams output while thinking wingtowing across the organization.

You could be the right candidate if you:

• Have deep understanding of health insurance products (Retail Group Retail Under Group Indemnity Fixed Benefit products such as Personal Accident Hospital Cash Critical Illness Disease Specific Loan Linked Travel Wellness Offerings International Offerings Bytesized Offerings etc. related processes and regulatory landscape.
• Have 1014 years of experience in health insurance pricing product development predictive modeling rate filings and regulatory compliance (SAHI experience a plus).
• Are a Qualified Actuary (or nearing completion).
• Are an expert in actuarial modeling and statistical software (R SAS Python Emblem Radar SQL advanced Excel).
• Have exceptional analytical problemsolving leadership and communication skills.

This Could Be the Gig for You If Youre:

• A selfstarter who thrives in a dynamic and challenging environment. Youre not afraid to roll up your sleeves and get involved in all aspects of product development.
• A natural leader who can inspire and motivate a team to achieve ambitious goals. You enjoy mentoring and sharing your expertise.
• Passionate about leveraging data and technology to improve healthcare access and affordability. You see the big picture and how your work contributes to a larger purpose.
• A strategic thinker with a keen eye for detail. You can see the forest and the trees balancing bigpicture strategy with meticulous .
• A collaborative team player who enjoys working with diverse individuals across different departments. You value open communication and a supportive work environment.
• Excited about continuous learning and staying at the forefront of industry trends and technologies. You are proactive in seeking out new knowledge and skills.
• Comfortable working in a fastpaced environment juggling multiple priorities and adapting to changing circumstances.
• Resilient and solution oriented.
• Looking for a role where you can make a real difference in the lives of others by improving access to quality and affordable healthcare.

Department: Actuarial

Reports To: Appointed Actuary

Location: Mumbai Maharashtra

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex race age ethnic origin educational social and cultural background marital status pregnancy and maternity religion or belief disability or parttime / fixedterm work or any other status protected by applicable law. We encourage the same standards from our recruitment and thirdparty suppliers taking into account the context of grade job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.