Auto Claim Examiner
Auto Claim Examiner
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Job Description
Why Chubb
At Chubb our mission is to provide superior insurance solutions that foster resilience and security for our clients. We strive to be the preferred choice for individuals and businesses seeking comprehensive coverage and unmatched service.
Join Chubb for a rewarding career where our core valuesexcellence integrity and respectguide every decision we make. Be a part of a dynamic team that is dedicated to protecting what matters most and making a positive difference in the lives of our clients and communities. Together lets shape a safer more secure world.
Overview:
The Commercial Auto Examiner will be responsible for managing and examining Commercial Auto Claims ensuring efficient and effective claims processing. This role involves assessing property damage property damage liability rental management and other relevant coverages associated with commercial auto insurance. The ideal candidate will possess strong analytical skills attention to detail and the ability to make informed decisions while maintaining customer service excellence. The Commercial Auto Examiner will collaborate with various stakeholders including claimants insurance agents and legal representatives to facilitate resolutions that align with company policies and industry standards.
Locations:We are seeking candidates in Phoenix AZ O Fallon MO.
Key Responsibilities:
- Review and evaluate contract language to discern coverage issues effectively.
- Develop claims files through accurate and timely investigation and loss analysis.
- Maintain a detailed file diary to facilitate swift resolution of claims.
- Establish and monitor accurate reserves for each claim.
- Identify and pursue recovery opportunities where applicable.
- Comply with all statutory and regulatory fair claims practices.
- Recognize and assess potential fraudulent claims.
- Manage relationships with outside vendors efficiently regarding their work product and associated expenses.
- Evaluate claim details critically and negotiate settlements effectively.
- Build and maintain strong business relationships with both internal teams and external customers.
- Act as a technical resource for less experienced adjusters on the team providing guidance and support.
- Contribute to the achievement of team goals objectives and overall results.
- Assist with workload surges and catastrophe operations as needed including potential overtime during designated events.
Qualifications
Experience & Education Requirements:
- A minimum of 24 years of experience in handling commercial auto claims including complex coverage and liability investigations.
- A Bachelors Degree or equivalent practical experience is required.
- Comprehensive understanding of insurance contracts investigative methodologies legal requirements and relevant insurance regulations.
- Proven ability to collaborate effectively within teams and interact with diverse individuals.
- Strong analytical aptitude for evaluating and interpreting information
Desired Skills:
- Exceptional Customer Service Abilities:Demonstrated commitment to providing topnotch service to clients ensuring their concerns are addressed promptly and professionally. Ability to manage difficult conversations with empathy and clarity while maintaining a positive rapport.
- Proficiency in Investigation Techniques:Strong understanding of investigative methodologies including how to gather analyze and interpret relevant information to assess claims accurately. Familiarity with evidence collection processes and conducting interviews to establish facts.
- Strong Organizational and Time Management Skills:Proven ability to manage multiple claims simultaneously prioritizing tasks effectively to meet deadlines. Ability to maintain detailed and organized claim files that facilitate quick reference and decisionmaking.
- Excellent Verbal and Written Communication Skills:Ability to articulate complex ideas clearly and concisely in both verbal and written formats. Proficient in drafting comprehensive reports and correspondence that comply with legal and company standards ensuring clear communication with clients colleagues and vendors.
- Skilled in Negotiation and Reserving Processes:Demonstrated proficiency in negotiating settlements that are fair and equitable for all parties involved. Strong understanding of reserve setting and management to ensure appropriate claim funding throughout the process.
- Innovative Thinking and ProblemSolving Capabilities:Ability to think creatively when faced with challenges developing effective strategies to resolve issues and optimize claims processes. Comfortable making independent decisions in highpressure situations while also recognizing when to seek guidance from senior team members.
- Attention to Detail:A meticulous approach to reviewing contracts claim details and documentation ensuring accuracy and compliance with industry standards. Strong ability to identify potential discrepancies or coverage gaps that may impact the claims process.
- Adaptability and Stress Management:Capable of maintaining effectiveness in rapidly changing environments particularly during workload surges or crisis situations. Ability to remain calm and make informed decisions under pressure contributing to efficient operations during catastrophic events.
- Team Collaboration and Leadership:Proven ability to work effectively within a team fostering a collaborative environment. For senior candidates the ability to provide mentorship and technical guidance to junior adjusters enhancing the overall skill set of the team.
- Technological Proficiency:Familiarity with claims management software and other relevant technology tools that aid in the claims investigation and resolution process. Willingness to learn new systems and leverage technology to improve efficiency and effectiveness.
Licensure Requirement:If you do not already have one you will be required to obtain an applicable resident or designated home state adjusters license and possibly additional state licensure.
Company Benefits Highlights:
At Chubb we provide our employees with bestinclass benefits to support their physical emotional and financial goals and wellbeing. We foster a collaborative and inclusive culture with the flexibility to support our employees needs. Our comprehensive benefits package includes:
- Competitive compensation and performancebased bonuses
- Medical dental and vision coverage starting on your first day of employment
- Health savings account (HSA) and flexible spending account (FSA) options
- Generous paid time off (PTO)
- 10 paid holidays each year
- Up to 9 401(k) contribution from Chubb
- Tuition and education reimbursement to support lifelong learning
- Professional training and development programs
- Stock options for eligible employees
If you are a dedicated professional looking to grow your career in auto claims adjustment we encourage you to apply!
Employment Type
Full-Time
