Mortgage Sales Specialist Bilingual Spanish
Mortgage Sales Specialist Bilingual Spanish
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Job Description
Salem Five is a growing regional financial services organization with a rich history of over 160 years. As an independent bank we are deeply rooted in the communities we serve and offer our employees successful and rewarding careers.
This position requires the ability to work in the Lynn MA & Salem MA offices.
Salem Five has more than 30 retail banking branches throughout Essex Middlesex Norfolk and Suffolk counties strong business banking capabilities an Insurance division a Wealth Management & Trust organization and a Mortgage Company that has provided homeownership to generations of families.
Salem Five believes deeply in supporting the communities in which we reside. Donations through our Charitable Foundation or events at the branch or locationlevel are an important part of our DNA. We would not be the company we are without our commitment to businesses and organizations that help the region thrive and to our employees. Come see what were all about.
Primary Purpose:
The primary duties for the position are to provide administrative support for high producing senior mortgage loan officers and producing managers. It also entails assisting in the pipeline management in excess of $100 million and/or two or more mortgage loan officers. The position is responsible for facilitating and completing mortgage applications as well as tracking mortgage applications and closings in accordance with Salem Five policy and regulatory guidelines. The position performs work that affects business operations to a substantial degree by ensuring more business opportunities are converted into applications and commits Salem Five in matters that have significant financial impact.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
- Provide high level sales support for senior mortgage loan officers and producing managers as assigned. Including but not limited to:
- Contact consumers to ensure receipt of documentation.
- Retrieve executed disclosures as needed.
- Retrieve and review credit documentation required for underwriting approval.
- Communicate receipt and deficiencies to the borrower and loan officer as needed.
- Analyze documentation for underwriting submission.
- Utilize automated underwriting engines.
- Assist with rate locks and redisclosures and loan restructuring at the direction of the loan officer(s)
- Collect and submit post approval borrower specific conditions to ensure timely and complete loan commitments.
- Facilitate the taking of mortgage applications as necessitated by customer and assigned mortgage loan officers including collecting correct and complete supporting documentation.
- Manage assigned loan officers CRM and database for accuracy active drip campaigns prospecting campaigns open house flyers or product sell sheets at the direction and/or in coordination with the loan officer(s).
- Maintain high participation Salem Five technology initiatives that assist in pipeline management and expeditious movement of loan files. This includes but is not limited to: edisclosure esign and early authorization.
- Maintain a through knowledge of Salem Five offered products
- Demonstrates high competence in mortgage pricing including FHA VA MHFA FHLMC FNMA USDA portfolio and all applicable LLPAs.
- Complete applications in accordance with company policy compliance and regulatory guidelines.
- Maintain a thorough knowledge of assigned loan officers business plan and referral network in order to assist in capturing and supporting sales opportunities.
QUALIFICATIONS
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bilingual in English/Spanish. Word Excel and mortgage loan processing software skills required; strong time management and organizational skills required; excellence in customer service and communication skills required; ability to work in a team oriented service driven environment; mortgage lending knowledge NMLS certification; and 5 years mortgage lending experience.
CERTIFICATES LICENSES REGISTRATIONS
NMLS
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job the employee is regularly required to sit and use hands to finger handle or feel. The employee frequently is required to talk and hear. The employee is occasionally required to stand walk reach with hands and arms climb or balance and stoop kneel crouch or crawl. The employee must frequently lift/ and or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Benefits/Incentives: Health Insurance Dental Vision Flexible Spending Account Health Savings Account 401k Matching Tuition Reimbursement Employee Referral Program Summer Family Outing Annual Holiday Reception and more
Salary Range: Competitive Base
Ready to applyIf this job sounds like a fit for you then click onApply/Apply Nowin this posting. We look forward to talking withyou.
Qualifiedcandidates may also submit a resume and application online at salemfive/careers or mail your resume to Human Resources 210 Essex Street Salem MA01970.
Required Experience:
Unclear Seniority
Employment Type
Full-Time
