Portfolio Manager
Portfolio Manager
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1 Vacancy
Job Description
About Us
Capital Farm Credit is the largest rural lending cooperative in Texas serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members we provide essential financial services to farmers ranchers rural homeowners and agribusinesses. As part of the nationwide Farm Credit System we are dedicated to supporting rural communities and agriculture.
Why Join Us
We seek motivated individuals who share our core values: commitment trust value and familylike respect. As a customerowned cooperative we align employee success with member success offering competitive pay growth opportunities and a supportive environment.
Our Benefits:
- Incentive Program: Companywide goalsbased rewards.
- Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year plus enjoy 1012 paid holidays annually.
- Retirement: 401(k) with up to 9 employer contribution/match.
- Health Coverage: Affordable medical dental and vision plans.
- Parental Leave: 8 weeks of paid parental leave.
- Life & Disability Insurance: Employerpaid coverage.
- Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.
At Capital Farm Credit youll find more than a jobyoull find purpose.
LOCATION:
This position will be located in the Round Rock office.
EDUCATION AND EXPERIENCE:
Bachelors degree in agriculture economics finance business administration or other related business field.
JOB REQUIREMENTS:
Three 3 to five 5 years of experience in banking or financial services involving credit extension credit underwriting analysis of commercial and capital markets portfolios. Comprehensive knowledge of lending structuring and market pricing concepts and principles. Performs complex tasks typically following established processes.
ESSENTIAL FUNCTIONS:
- Independently manages the daytoday activity of an assigned portfolio of loan transactions with a mix of new and existing accounts. This includes direct partner communication(s) as necessary.
- Provides oversight on refinancing of existing borrowers amendments consents and waivers term conversions fixed rate conversions and provides recommendations to Relationship Managers regarding any credit deviations or concerns.
- Assists Relationship Managers with communication to critical internal stakeholders including the RLT leadership Credit Capital Markets and Legal functions.
- Works alongside Credit Analysts to guide the development and analysis of financial data and due diligence of contractual technical and market information for new or renewed financing arrangements.
- Collaborates with Credit Analysts to guide the development and preparation of credit approval documentation for new renewed modified financing arrangements and consents waivers and amendment activities.
- Supports Relationship Managers in origination structuring and new business activities. Takes on primary responsibilities as assigned to negotiate diligence document and close new lending commitments in the primary and secondary loan markets. These activities can include preparing prescreening memos pitch development and engaging with Capital Markets and other internal stakeholders.
- Manages to profitability and credit quality targets for portfolio.
- Prudently services accounts to protect Capital Farm Credit and minimize losses.
- May conduct compliance monitoring and followup on covenant violations reporting exceptions collateral and documentation deficiencies.
- Maintains expertise in the various customer segments and keeps up to date on industry trends technology regulatory requirements and government programs
REQUIRED SKILLS
- Knowledge of accounting finance and corporate valuation concepts.
- Knowledge of fundamental commercial lending loan structuring financing alternatives collateral concepts and syndicated loan structures.
- Advanced knowledge of financial modeling functions.
- Knowledge of technical standards industry trends technology and regional/national regulatory requirements.
- Knowledge of competitive environment and practices in customers industry.
- Proven ability to analyze credits contracts legal documents technical reports and various deal structures.
- Ability to produce marketing presentations for potential and existing customers.
- Adhoc data analysis and spreadsheet modeling skills.
- Advanced analytical and problemsolving skills.
- Advanced organizational and time management skills.
- Excellent verbal and written communication and interpersonal skills.
- Knowledge of Microsoft Office applications (Outlook Word and Excel).
DISCLAIMER
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex race color religious creed national origin physical or mental disability protected Veteran status or any other characteristic protected by federal state or local law. If you need a reasonable accommodation for any part of the employment process please contact us by email at and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a casebycase basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this email address. For more information view the EEO Know Your Rights and Pay Transparency Statement.
Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidates experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race color gender religion national origin disability veteran status or any other protected status. A full job description is available upon request.
Required Experience:
Manager
Employment Type
Full Time
