Mortgage Examiner - Journey
Mortgage Examiner - Journey
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$ 58000 - 62000
1 Vacancy
Job Description
DEPARTMENT OF INSURANCE AND FINANCIAL INSTITUTIONS
The Department of Insurance and Financial Institutions licenses monitors investigates examines and ensures the safety and soundness of regulated entities. The Department also helps resolve consumer complaints against financialservices and insurance entities; takes action in response to violations of law; encourages competition innovation and economic development; collects taxes and assessments that support State government operations; combats auto theft and insurance fraud through public awareness campaigns and funding for law enforcement and dedicated prosecutors.
MORTGAGE EXAMINER JOURNEY
100 North 15th Avenue
Phoenix Arizona 85007
Annual Salary Range: $58000 $62000
Grade: 21
This position will remain posted until filled
Under direction performs specialized professional work of unusual difficulty in the examination and analysis of the conditions and overall operations of financial institutions/enterprises including conditions of credit financial statements internal controls general operation and methods trust operations mortgage portfolios; applies and interprets state and federal laws rules and regulations; establishes priorities and scope of examination and analysis; writes final report of examination; conducts exit reviews with management and directors; calculates institutions overall rating; investigates complaints received against licensees; and develops cases involving violations of law by licensees.
Independently and as a team member examines complex records accounts and securities portfolios of licensees; verifies that proper and lawful procedures are being followed that securities are appropriate for licensee being examined and that loan portfolio is of such quality to be considered a bankable asset
Reviews financial documents used by licensees and verifies that financial accounting controls and figures are in compliance with state and federal laws
Analyzes financial statements of licensees in order to make determinations on compliance with state and federal laws and regulations. Composes a consolidated statement of condition and report of income and expenses based on records reports and accounts of licensees
Writes detailed reports based on examination analysis and evaluation of data pertaining to specific licensees in accordance with established procedure and format
Conducts field investigations relating to reported violations or irregularities in business or practice; interviews complainants and others examines evidence recommends actions and writes detailed investigative reports
Examines department files and other relevant data prior to examination of business records to determine scope of examination needed
Confers with Unit Supervisor presenting and resolving problems and questions discussing plans and actions to be taken
Conducts exit reviews to explain the details of the examinations
Testifies in court or informal hearings as an expert witness
Other duties as assigned as related to the position
Knowledge:
Generally accepted and regulatory accounting practices and principles and examination procedures
Computerized products used in examining and accounting systems and use of microcomputers
Policies and procedures established for the work units
Investigative techniques and reporting procedures
Skills:
Applying federal and state laws rules and regulations as they pertain to licensees operations and activities
Using investigative methods and techniques and maintaining chain of evidence
Using computerized products and microcomputer in the examination process
Researching analyzing and interpreting complex financial data
Applying examining and accounting methods and techniques
Interpreting complex laws rules and regulations
Work management and leadership
Oral and written communications
Interpersonal relationships
Mathematical calculations
Ability:
Excellent oral and written communication skills to provide conclusions and work products to other examiners and financial licensee managers
Interpersonal skills to work well in a team environment and to interact with staff and management at various financial institutions
Be able to travel with overnight stays away from home base
Past experience and training in examination or investigative work related to Financial Institutions/Enterprises
Professional designations such as Certified Public Accountants or Certified Fraud Examiners
Knowledge of State and Federal laws pertaining to the Mortgage Industry
Employees who drive on state business are subject to driver license record checks required to maintain acceptable driving records and complete any required driver training (see Arizona Administrative Code R210207.11
Requires possession of and ability to retain a current valid stateissued driver license appropriate to the assignment
If this position requires driving or the use of a vehicle as an essential function of the job to conduct State business then the following requirements apply:Drivers License Requirements.
The State of Arizona offers a comprehensive benefits package to include:
Optional employee benefits include shortterm disability insurance deferred compensation plans and supplemental life insurance
Life insurance and longterm disability insurance
Vacation plus 10 paid holidays per year
Health and dental insurance
Retirement plan
Sick leave
Learn more about the Paid Parental Leave pilot programhere. For a complete list of benefits provided by The State of Arizona please visit our benefits page
Positions in this classification participate in the Arizona State Retirement System (ASRS)
Note that enrollment eligibility will become effective after 27 weeks of employment
If you have any questions please feel free to contact Shawn McConnell at
Employment Type
Full-Time
