Credit Risk Analyst
Credit Risk Analyst
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Job Description
As a Credit Risk Analyst you will have direct interaction with all levels of Company Management and you will be responsible for managing credit risk exposure of the designated portfolio by performing risk assessment on counterparties providing credit recommendation to the next level approvers and enabling business growth by providing insightful portfolio reporting and monitoring activities.
You are required to collaborate closely and communicate effectively with multiple stakeholders such as Senior Credit Analysts within the SSEA region Credit team across the globe Commercial team team Finance team IT team who may be stationed across different countries.
Main Responsibilities:
Credit Analysis and Monitoring:
- Perform credit risk analysis and due diligence on counterparties and propose adequate limits either for new counterparties or limit renewal
- Understand and assess the risks associated to the transactions entered into with the various counterparts and take these risks into consideration while assessing the limit needs and giving credit recommendation
- Conduct review and analysis of countries and assigned sectors in which the counterparty operates that could have a potential impact on counterparty risks (regulations markets main actors etc)
Portfolio Reporting and Monitoring:
- Prepare weekly monthly and adhoc reports on SSEA portfolios to support business decisionmaking
- Actively participate in the monthly Platform meeting by presenting portfolio credit dashboard
- Followup with traders and team on overlimit and overdues cases as part of reporting and monitoring activities
- Collaborate and communicate with stakeholders from other departments such as Commercial Accounting Finance and IT team
Credit Team Systems/ ITrelated Project:
- Act as the key point of contact on any of the Credit Teams systemsrelated issues/projects
- Propose/Champion/Participate/Collaborate with colleagues in other Departments in business process improvement initiatives or regional projects to align/streamline processes in line with LDCs Trade to Cash Principles
Experiences:
- At least 35 years of experiences in Credit Risk/Product Control/Management Accounting/Audit
- Working knowledge of Financial Markets in particular Commodity and Foreign Exchange Markets
Other skills (Computer Skills etc):
- Highly proficient with Microsoft Excel
- Knowledge of SQL and PowerBI is a plus
- Knowledge of Credit tools (Bloomberg Moodys S&P D&B credit networks) is a plus
- Experience in identifying early warning signals distressed credits bankruptcies and workout scenarios
- Ability to analyse financial statements ratios and qualitative information to derive credit opinion
- Strong analytical skills with a keen eye for details
- Good business sense with high level vision
- Ability to identify/control weaknesses and implement process improvements
- Strong verbal and written communication skills ability and willingness to interact effectively with all levels of employees & management
- Ability to handle/prioritize multiple responsibilities
- Ability to work in a fastpaced environment
- Independent selfstarter who takes initiative and has a proactive attitude toward problems and issues
Academics:
- Degree in Accounting/Finance/Economics or related field of study
Additional Information :
Additional Information for the job
Diversity & Inclusion
LDC is driven by a set of shared values and high ethical standards with diversity and inclusion being part of our DNA. LDC is an equal opportunity employer committed to providing a working environment that embraces and values diversity equity and inclusion.
LDC encourages diversity supports local communities and environmental initiatives. We encourage people of all backgrounds to apply.
Sustainability
Sustainable value is at the heart of our purpose as a company.
We are passionate about creating fair and sustainable value both for our business and for other value chain stakeholders: our people our business partners the communities we touch and the environment around us
What We Offer
We provide a dynamic and stimulating international environment which will stretch and develop your abilities and channel your skills and expertise with outstanding career development opportunities in one of the largest and most solid private companies in the world.
We offer
- A workplace culture that embraces diversity and inclusivity
- Regular events that foster team engagement
- Access to Training and Development
- Hybrid work arrangement offered (availability varies by role).
- Comprehensive insurance coverage and flexible benefits
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
