Mortgage Loan Processor

Job Brief:

Priority 1 Mortgage LLC adds to the legacy of the firm I owned and operated from 1987 to 2011 and then merged with one of the nations largest mortgage banking companies. Expanding the product menu now to include the underserved market of ALTQM investor commercial and second mortgages in addition to a full complements of conventional Jumbo FHA and VA loan options Priority 1 Mortgage LLC is an industry leader not follower in both pricing and customer service with over $ 1.5 billion dollars in closed residential financing.

My companies have thrived on working with net branch teams and individual loan officers at all production levels by providing a platform of top tier investors support teams aggressive compensation and industry experience that is second to none.

Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing the lowest interest rates and closing costs possible. Futhermore we pleadge to help borrowers overcome roadblocks that can arise while securing a loan.

Are you an experienced Mortgage Processor in the broker model with a strong sense of urgency to close loans quickly and a passion for helping others We are looking for you!

This role involves managing a more focused workload with a maximum of 1014 loan closings per month. This approach allows for a more dedicated attention to each loan structuring files upfront and submitting loans while efficiently managing all aspects of the contract to close phase of the loan process.

Your strong eye for detail and exceptional customer service skills will be critical in this position. You will be gathering information structuring loan files fielding questions and handling any lastminute changes to ensure that mortgage applications are completed swiftly.

Candidates should possess the ability to prioritize and multitask without being micromanaged meet multiple deadlines and work well in a team environment.

If youre interested in a role on a wellestablished and successful lending team that will help you grow your career in the mortgage industry and if you prefer a focused and manageable number of loan closings apply today!

Responsibilities:

Provide comprehensive loan packages for the mortgage underwriters so they can give their approval or denial. Work with underwriters and borrowers to resolve outstanding issues that arise

Make sure closing dates and company deadlines are met by following up on loan documentation in a timely manner

Help further loan approval by serving as a liaison between applicants real estate agents loan officers and mortgage lending underwriters

Communicate with the borrower throughout the loan process

Keep thorough documentation of the loan process in the system from the origination of the loan to close

Order the following property and loan documentation as necessary for each file: verification of employment evidence of insurance payoffs tax transcripts credit supplements condo questionnaires subordination requests and title work to ensure a smooth loan process

Oversee all loans coming through the pipeline to ensure the process is compliant and efficient

Structure loan files up front and gather all necessary information for the smoothest and quickest underwriting process while we push attorneys for fully executed contracts

Ensure loans are partially structured (i.e soft credit check ran/ income and assets verified) prior to loan officers loan consultation

Qualifications:

Excellent customer service interpersonal and communication skills

Capable of accurately analyzing credit reports income and asset documents and the various ways to assemble a loan

2 years of mortgage processing experience required 5 years preferred

Solid understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures processes and documentation

Prior experience as Processor LOA Loan Partner Loan Officer and/or Underwriter