Credit Risk Analyst

Take part in an unparalleled career journey in the dynamic realm of cash flow management. Experience the thrill of a global opportunity without leaving your home country a chance to wield international influence while rooted in familiar surroundings. Our client a shortterm lender offers a role that not only propels your career forward but also immerses you in a world of unique perks. A Credit Analyst (CA) for payday loans is responsible for reviewing and analyzing credit applications. This involves assessing an applicants creditworthiness analyzing their financial statements and determining the risk involved in lending money to them. Revel in a workplace culture that prioritizes your growth provides a global platform and offers a chance to contribute your expertise in a way thats truly distinctive in the financial landscape.

• Strong analytical and financial skills
  
• Ability to communicate effectively with colleagues management and other stakeholders
  
• Knowledge of lending regulations and compliance requirements
  
• Proficiency in Microsoft Office applications including Excel Word and PowerPoint
  
• Excellent attention to detail and accuracy
  
• Ability to work independently and as part of a team
  
• Strong organizational and time management skills
  
• Ability to work in a fastpaced environment with multiple priorities and deadlines
  

What awaits you in this role

• Analyze credit applications to determine the borrowers ability to pay back the loan
  
• Review and verify financial statements credit reports and other financial data to assess the borrowers creditworthiness
  
• Identify and evaluate the risks associated with each loan application
  
• Determine the loan amount and terms of repayment based on the borrowers financial situation and risk profile
  
• Provide recommendations to management on loan approvals denials or alternative loan structures
  
• Keep abreast of changes in lending regulations and best practices in credit analysis
  
• Participate in training and development programs to improve job performance and knowledge
  

Why choose us

• HMO coverage upon regularization
  
• Competitive Package
  
• Permanent WFH arrangement
  
• Prime office location
  
• Standard government and Emapta benefits
  
• Total of 20 annual leaves to be used on your own discretion
  
• Fun engagement activities for employees
  
• Mentorship and exposure to global leaders and teams
  
• Upskilling through Emapta Academy
  
• Career growth opportunities
  
• Diverse and supportive work environment
  

Whom you ll work with:

Our client a prominent Canadian shortterm loan lender operates across various provinces empowering individuals to manage their cash flow effectively. Committed to its mission of financial support our client offers loans up to $1500 with flexible repayment terms. Theyre not just lenders; theyre enablers of dreams licensed by the Financial Consumer Agency of Canada (FCAC) and recognized by the Canadian Consumer Finance Association (CCFA).

Who are we

Discover a world of possibilities at Emapta where your career takes flight in stability and growth. Join a team that thrives on camaraderie supporting each other to achieve excellence together. Experience the satisfaction of being recognized for your contributions with competitive compensation packages that reflect your skills and commitment. Immerse yourself in a positive work culture that encourages collaboration innovation and personal development. We provide you with the platform for your success empowering you to reach new heights in a supportive and inclusive environment.

With a wide roster of international clients from various industries and a proven track record of success Emapta offers a stable foundation for your career. Team up with likeminded professionals who are passionate about making a meaningful impact through premium global opportunities at your fingertips. Apply now and create a better future with us.

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