Compliance Officer (m/f/d)

Team

The Risk & Compliance Function works to support Raisin in meeting its goals by helping the business manage risk and ensure we follow best rules, guidance and practice within our industry. We work across the business with a variety of stakeholders, on a range of different topics.

In relation to Compliance, we support Raisin and the group in following best practice from a company, regulatory and business perspective. This means we help prepare and maintain key policies, update and deliver company training, and keep on top of key subject areas which might impact the business. We also oversee Raisin s third party relationships through Outsourcing & Vendor Management and Due Diligence/Risk Assessments on prospective partners and clients of Raisin.

We are an essential support function for a range of areas within the business and work closely with many of them, as well as the Risk and Compliance functions for our subsidiaries. We also perform a vital role in the governance of the group through participation and support of key committees.

Tech Stack

Your Responsibilities

As the successful candidate, you will be responsible for running and developing key compliance processes within the business:

• You will manage and perform the screening of partner institutions and the preparation of risk reporting for these partners; carrying out manual and automated checks using specialist screening tools and negative media searches. You will use this insight to prepare and present high-quality reporting for senior executives within the business to help guide risk-appetite aligned business decisions.
• You will also become familiar with our policy suite and ensure that regular reviews and refreshes of these take place, drawing on your knowledge of the rules, regulations and best practices applicable to financial services-aligned businesses. You will help prepare and deliver training to the business on these topics and work with our subsidiary businesses to ensure the policy universe for the Raisin Group at large is seamlessly integrated.
• You will assist with compliance reviews for new products and offerings from our business and leverage your experience and knowledge of German and European legal and regulatory requirements to do this - especially for investment products (GwG, WpHG, EU Directives and regulations). If you don t already have this knowledge, you ll be prepared to undertake training to enable you to perform this role.
• You will also support our vendor due diligence and management including annual refreshes and updates, including where appropriate supporting compliance reviews to ensure we are meeting our obligations to stakeholders.
• As an experienced professional you will be certain to want to make your mark - and this might involve taking our existing processes and making them leaner, more effective and efficient. You will work with the Head of Risk and Compliance on continuous improvement initiatives to make our Compliance function ever-better, reflecting the dynamic always-better-never-best improvement values of our FinTech.
• Your role will involve working with key internal stakeholders including senior executives and the c-suite, where you will be a confident expert voice supporting key business decisions.

Your Profile

• You have an educational and working background in regulation, risk management and/or compliance. A background in business administration will also be considered where relevant transferable skills and related project management experience are concerned.
• You have a degree-level education in the above mentioned fields, or relevant industry experience of at least 5 years.
• Experience in procurement, contract and/or vendor management and procurement would be a bonus.
• You are skilled in the use of standard office programmes to produce high-quality insight and reporting in slide, word document or table formats.
• You are highly organized, excelling in written and oral presentation and able to manage relationships with stakeholders at all levels within the business.
• You are fluent in English (written and spoken). Fluency in German would be useful but not essential.
• Most importantly, you have a strong team working ethic, confidence in your ability to get your message across to others with clarity and precision, the ability to manage your own time, the desire to help grow the skills of yourself and others and an ability to deal with changing priorities and deadlines.

Join our mission, join our team - and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which, connects more than 40 different nationalities.

As part of our team, you will benefit from:

• Personal training budget of 1,700 and four full training days per year.
• Free choice of hardware.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• Flexible working hours, home office and 28 vacation days.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than 20 per month.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy yearly company retreats to exciting European cities and other team events, such as Lunch & Learn, Tech Lunch, Female Empowerment Forum, CEO Talks as well as our yearly Summer- and Christmas Party.
• Do you miss being in the office? The corporate ticket gets you there, which we subsidize with 25 per month (BVG Firmenticket for Berlin and HVV ProfiTicket for HH).
• You are moving from another country or city to join us? We will support your relocation.