State Business Manager Home Loans
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Job Summary
Role Profile
State Business Manager-Home Loan
Role Profile
Role Title: State Business Manager-Home Loan
Designation:AVP
Function:Sales-Home Loan
Administrative Reporting: Zonal Business Manager-Home Loan
Functional Reporting: Zonal Business Manager-Home Loan
ROLE SPECIFICATION
Role Title | State Business Manager-Home Loan |
Employee Interviewed | |
Reports To | Zonal Business Manager-Home Loan |
Company | Muthoot FinCorp Limited |
Function/Department | Home Loan-SULB |
Written By | |
Approved By (Jobholder) | |
Approved By (Immediate Superior) | |
Date (Written On) | 15 Jan25 |
ROLE SUMMARY
This role is responsible for driving business growth managing sales teams and ensuring timely collections in their assigned region
ORGANIZATIONAL CHART
Zonal Business Manager |
State Business Manager |
KEY RESPONSIBILITIES
Business growth and development | Generate high-quality business analyze market dynamics and identify opportunities for growth |
Team Management | Lead motivate and manage a team of Cluster Heads BBM & FOS to ensure they meet their targets |
Branch Administration | Oversee branch administration and infrastructure. |
Sales development | Develop and execute sales strategies build relationships with builders developers and local authorities and facilitate smooth sales closure |
Compliance | Ensure compliance with regulatory requirements and implement effective risk management strategies. |
Stakeholder Engagement | Collaborate with Technical Legal Audit Finance IT and Operations. |
KEY CHALLENGES
- Technology
KEY DECISIONS TAKEN
With respect to ROI CBM can approve 0.5% deviation
KEY INTERACTIONS
Internal Stakeholders | External Stakeholders |
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KEY ROLE DIMENSIONS
Geographical Coverage- No of Direct Reportees- Total Team Size - Portfolio - | Cluster (entire south & north- TN) 27-30 200 -250 350-400 Cr |
KEY SKILLS & BEHAVIOURAL ATTRIBUTES
- Strong understanding of the Branch business & local Geographical Market.
- Market principles practices and current business trends.
- Knowledge of business mortgage loans products processes and regulations
- Ability to manage multiple priorities and be able to handle deadlines.
- Knowledge upgrading on latest regulatory norms.
- Knowledge in financial analysis & knowledge in data analysis.
- Good communication and interpersonal skills.
- Good in collaboration with internal & external partners.
- Leadership Skills.
- Attract and retain good talent for key roles through training & mentoring.
EDUCATION / EXPERIENCE
Minimum Qualification: Any Graduate / postgraduate
Nature of Experience: 10 Years Experience in similar industry.
Required Experience:
Manager
About Company
Muthoot FinCorp is one of the leading NBFCs that offers hassle free & instant online gold loans for every need! Avail instant online ✓Gold Loan ✓Small Business Loan ✓Two Wheeler Finance ✓Used Car Loan ✓Home Loan. Apply, and get quick loan approvals.
