Senior Consultant Credit Risk Analytics (CCARCECL & SAS, Python)

About Northern Trust

As a global leader in innovative wealth management asset servicing asset management and banking services Northern Trust (Nasdaq: NTRS) is proud to guide the worlds most successful individuals families corporations and institutions.

Since 1889 we have aligned our efforts with our three guiding Principles That Endure: Service Expertise and Integrity. Together they reflect the three cornerstones of business conduct which we strive to instill in our employees whom we call partners and to provide to our clients and the communities we serve worldwide.

With more than 135 years of financial experience and over 24000 partners we serve the worlds most sophisticated clients using leading technology and exceptional service.

Job Summary

• Northern Trust is seeking a Credit Risk professional with strong technical expertise in SAS Python and understanding of CECL CCAR stress testing process.
• The role offers high visibility frequent interaction with senior credit risk leadership Data IT Controllers and Northerns auditors.

Roles and Responsibilities

• Provide end-to-end ownership of CECL and CCAR model execution processes including oversight of model adjustments overlays governance reviews and presentation of results risks and recommendations to senior management and governance committees.
• Lead complex quantitative analyses scenario assessments overlay quantification and sensitivity testing to provide actionable insights and support strategic decision-making.
• Lead collaboration with Risk Finance Model Development Model Validation Technology Accounting Policy and Auditors
• Establish and maintain a robust control environment ensuring compliance with SOX Internal Audit and Regulatory requirements while proactively identifying and mitigating operational and model risks.
• Provide strategic direction and oversight for system enhancements model implementations and change management activities ensuring delivery quality and effective risk management.
• Lead large-scale transformation initiatives platform migrations and enterprise testing programs impacting risk modeling data infrastructure and regulatory reporting processes.
• Mentor and develop team members fostering technical excellence innovation and a culture of accountability continuous improvement and operational resilience.
• Drive automation process optimization and adoption of emerging technologies to enhance scalability efficiency and control effectiveness across regulatory stress testing and allowance estimation processes.

Knowledge / Experience Required:

• 10 years of experience in Risk Management Financial Services Regulatory Reporting Credit Risk Analytics Stress Testing Model Risk Management or related disciplines including leadership responsibilities.
• Deep expertise in CECL CCAR Stress Testing Regulatory Reporting with demonstrated experience interpreting regulatory expectations and driving execution.
• Extensive experience leading complex analytical and technology initiatives utilizing SAS Viya SAS Python SQL Cloud-based analytics platforms and data management technologies.
• Proven track record of managing large-scale regulatory programs model implementations platform migrations and cross-functional transformation initiatives.
• Demonstrated ability to influence senior executives challenge assumptions constructively and drive consensus across diverse stakeholder groups.
• Exceptional communication and presentation skills with experience presenting complex analytical results risks and strategic recommendations to senior leadership governance committees and regulators.
• Advanced analytical quantitative and problem-solving skills with the ability to translate complex technical concepts into clear business insights and strategic decisions.

Working with Us

As a Northern Trust partner you will be part of a flexible and collaborative work culture which has a strong history of financial strength and stability. Movement within the organization is encouraged senior leaders are accessible and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve.

Philanthropy is deeply rooted in Northern Trusts history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.

Reasonable Accommodation

Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process please email our HR Service Center at or alternatively you can discuss your individual requirements with the recruiter you are working with.

About Our Bangalore Office

The Northern Trust Bangalore office established in 2005 is home to over 5600 this stunning office space we offer fantastic amenities which include our Arrival Hub - Jungle the GameZone and the Employee Experience Zone that appeal to both clients and employees.Learn more.