Require an Analyst Credit Risk in Bengaluru
Posted:
7 August 2026 (3 hours ago)
Application Deadline:
4 November 2026
Vacancies:
1 Vacancy
Job Summary
Assume coverage of a portfolio of EMEA corporate clients across diversified sectors (e.g. Business services Machinery & Equipment Transportation Auto Airlines Aerospace & Defence) including grading and reviewing credit risk exposures.
- Track financial performance updates earnings events liquidity and covenant compliance and other developments impacting the assigned portfolio.
- Monitor risk and exposure metrics across counterparties and the portfolio contributing to sector analyses and earlywarning assessments.
- Participate in due diligence processes for onboarding new EMEA clients (both mid and large Caps) and reviewing existing ones including preparation and analysis of business models cash flow generation debt capacity and refinancing risk.
- Produce concise and insightful credit memos articulating recommendations for facilities limits tenor covenants collateral/security and inter creditor arrangements.
- Support analysis and approval processes for leveraged finance and lending requests including RCFs term loans and bond transactions.
- Develop knowledge of legal documentation for corporate markets and banking products including credit agreements bond indentures inter creditor agreements and security and guarantee packages.
- Participate in team and departmentlevel projects to improve processes and drive efficiencies leveraging AI / LLM.
Requirements
Ability to navigate and interpret corporate financial statements (Balance Sheet P&L CF).- Familiarity with cash flow modelling and valuation methods (including DCFs).
- Broad understanding of macroeconomic and sector factors affecting corporates and leveraged finance borrowers.
- Basic knowledge of lending capital markets and derivatives products; familiarity with leveraged finance and covenant structures.
- Ability to establish credibility and trust with internal business partners and credit officers.
- Good communication skills both verbal and written with decisionoriented analysis.
- Expertise with MS Office products including Excel PowerPoint and Word.
- Selfstarting and capable of multitasking with adaptability to change.
- Ability to efficiently work and engage with colleagues and stakeholders across geographies including London Frankfurt Paris and Mumbai.
Preferred Qualifications Capabilities and Skills:
- Previous experience in a Credit Risk department or leveraged finance underwriting including skills in cash flow modelling and financial analysis.
- Familiarity with corporate business models sponsor dynamics and covenant packages.
- Knowledge of a second European language (French German Italian Spanish) or working towards / having a professional certification (e.g. CFA FRM) are considered a plus.
- Degree in Finance Accounting Economics or STEM subjects preferred (other subjects also considered).
Required Skills:
Qualification: MBA/PGDM from reputed B-school. Experience: 20 years in corporate sales institutional leasing or real estate investment. Requirements: Proven success in closing large deals and strong industry networks. Remuneration will be commensurate with qualifications and experience.
Required Education:
MBA/ PGDM