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Rcu Executive

Muthoot Fincorp

Job Location:

Chennai - India

Yearly Salary: INR 660006 - 858008

Posted: 26 September 2026 (Yesterday)

Application Deadline: 24 December 2026

Vacancies: 1 Vacancy

Job Summary

Role Profile

RCU Analyst (BPFD)

Page Break

ROLE SPECIFICATION

Role Title	RCU Executive
Employee Interviewed	Yes
Reports To
Company	Muthoot Fincorp Limited
Function/Department	RCU
Location	Chennai
Written By	M. Nagarajan
Approved By (Functional)	M. Nagarajan
Approved By (People & Culture)
Date (Written On)

ROLE SUMMARY

ORGANIZATIONAL CHART

KEY RESPONSIBILITIES

Operations & Transactional

Conducting analysis on File/Docket review
Conducting analysis on Hunter/Ancora review
Conducting analysis on RCU verification/CPV BGV review
Conducting analysis on Customer/Vendor/Employee verification
Conducting analysis on AML EWIS STR RFI
Performing reverse analysis on BAU Surveillance etc on regular intervals

Process Improvement

Conducting analysis on file review HL LAPSCF BLVM etc.
Docket review of HL& LAP BC
10% of property verification
Performing analysis of effectiveness of Hunter Validation on customer onboarding Ancora for both Individual & Non-Individual Vendor empanelment Employee BGV
Performing analysis of effectiveness of Crime check validation on customer onboarding Ancora for both Individual & Non-Individual Vendor empanelment Employee BGV etc.
Employee referral Vendor Vetting offline through email from respective FPR
Surveillance activities not limited to EWIS AML STR Adhoc Investigation etc.
Performing evaluation or reverse analysis of above listed process from RBI compliant
Liaison with internal & external stakeholders on new project and evaluation of existing projects
To take part in brainstorming session with respective stakeholders on all upcoming projects towards achievement of utmost utilisation of Digital Solutions

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

BusinessCreditOperationsITProductLegalTechnicalAuditComplianceHRAdmin

RCU VendorAncoraExperianIDFYCAMSBank Connect Inbox

KEY ROLE DIMENSIONS

Geographical coverage

Direct reportees

Total team size

SULB

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

Experience in the role of Data Risk & Business Analyst
Proficiency in technical tools Advanced Excel SQL Python
Translate complex data into interactive dashboards
Providing management with accurate metrics for strategic decision making

EDUCATION / EXPERIENCE

Undergraduate with proficient knowledge in presenting data utilizing technical tools

Required Experience:

Senior Exec

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About Company

Muthoot Fincorp

Muthoot FinCorp is one of the leading NBFCs that offers hassle free & instant online gold loans for every need! Avail instant online ✓Gold Loan ✓Small Business Loan ✓Two Wheeler Finance ✓Used Car Loan ✓Home Loan. Apply, and get quick loan approvals.

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