Portfolio Monitoring Manager CF Pune

Key Responsibilities

1. Portfolio MIS & Analytics

Lead development of comprehensive MIS dashboards covering sanctions

disbursements collections pipeline and portfolio performance.

Generate actionable insights on trends variances and emerging risks.

Identify early warning signals through data analytics (overdues delays utilization

patterns).

Drive automation and standardization of MIS reporting for efficiency and accuracy.

2. Escrow Cash Flow Analytics & Forecasting

Analyze escrow inflows/outflows including customer collections project receivables

and debt servicing.

Forecast key business metrics:

o Disbursement run-rate

o Collection efficiency

o Prepayment trends

Identify liquidity gaps timing mismatches and stress scenarios at project and

portfolio level.

3. Escrow Waterfall Monitoring & Control

Track and ensure strict adherence to escrow waterfall mechanisms as defined in

sanction letters and transaction documents.

End Use certificates

Identify and flag any deviations leakages or misallocations in escrow utilisation.

Strengthen controls and reporting around escrow operations to minimize operational

and credit risks.

4. Portfolio Health Monitoring (DSCR & Risk Metrics)

Track and monitor DSCR and other key financial ratios across the portfolio.

Support credit monitoring renewals and annual reviews with data-backed insights.

5. Market Intelligence & Strategic Insights

Track real estate market dynamics:

o Market wise Supply and absorption trends

o Pricing trends

o Inventory levels monitoring

o Regulatory developments

o Asset class trends

Benchmark portfolio performance against market indicators and peer projects.

Provide insights to support:

o New deal evaluation

o Sectoral exposure strategy

o Risk calibration

6. Audit Compliance & Governance

Manage internal and external audit interactions for portfolio analytics.

Support documentation and responses for regulatory and audit requirements.

7. Early Warning Systems & Portfolio Surveillance

Design and implement early warning frameworks using escrow cash flow and market

data.

RAG Reviews

Monitor covenant & milestones compliance and trigger breaches.

9. Business Planning & Strategy

Support annual operating plans budgeting and forecasting.

Provide data-driven projections on growth yields and risk metrics.

10. Stakeholder Management

Work closely with Credit Risk Business Finance and Operations teams.

Act as a central data and analytics partner for cross-functional teams.

11. Process Improvement & Digitization

Drive digitization of escrow tracking MIS and reporting frameworks.

Implement analytical tools (Excel models BI dashboards automation solutions).

Required Experience:

Manager