Junior Manager Product

Role Profile

Products (SULB)

MUTHOOT FINCORP Page 2 of 3

ROLE SPECIFICATION Role Title Assistant Product Manager Company Muthoot Fincorp Limited Function/Department Product Location Chennai

ROLE SUMMARY

The role leads end-to-end development management and enhancement of the Business Loan Loan Against Property (LAP) & Home Loan product portfolio aligning with Muthoot Fincorps strategic objectives. It involves owning and managing the product roadmap market collaboration processes with cross-functional compliance teams to drive revenue growth and delivering exceptional client experience.

KEY RESPONSIBILITIES

Product Strategy & Operations

Define and execute product strategy for Business Loans LAP and Home Loans aligned with organizational goals while identifying growth opportunities and expansion avenues.

Manage the end-to-end product lifecycle from ideation to launch and post-launch optimization.

Translate business needs into clear user stories PRDs (Product Requirement Documents) and acceptance criteria.

Monitor product deliverables sprint progress and key performance metrics to ensure timely execution.

Oversee day-to-day product operations including issue tracking impact assessment and release coordination.

Provide data-driven insights and actionable recommendations to senior management for strategic decision-making..

Process Excellence & Customer Experience

Continuously review and optimize loan approval disbursement and monitoring processes to improve efficiency and reduce turnaround time (TAT).

Drive the implementation of technology-led solutions to enhance operational efficiency and customer experience.

Work closely with Risk and Compliance teams to ensure adherence to credit policies and regulatory requirements.

Proactively identify potential risks in product design and internal processes and implement mitigation strategies.

KEY INTERACTIONS Internal Stakeholders External Stakeholders

Sales Teams

Credit & Risk Teams

Operations & Disbursement Teams

Technology / IT Team

Compliance & Legal

Marketing Team

Channel Partners / DSAs

Vendors (Technology partners Valuation agencies Legal partners)

Regulatory Bodies (as required)

Co-lending Partners

Customers

MUTHOOT FINCORP Page 3 of 3

KEY ROLE DIMENSIONS

Geographical coverage PAN India

Direct reportees - Nil

Total team size - 4

SULB

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

23 years of experience in the BFSI sector preferably in lending products.

Strong understanding of product management and business analysis concepts.

Hands-on experience with wireframing and UI/UX design principles.

Proven ability in product development and sales enablement.

Proficiency in tools such as Excel SQL Jira and other product management platforms.

Basic understanding of Loan Origination Systems (LOS) is an added advantage.

Strong analytical thinking problem-solving ability and stakeholder management skills.

Effective communication with the ability to bridge business and technology teams.

EDUCATION / EXPERIENCE

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Graduate or MBA in Finance or Management (preferred); mobility & communication; willingness to travel as required; proficiency in English Hindi and/or relevant regional languages.

Required Experience:

Manager