FX Wires Payment BA
Job Summary
Position Summary
The Product Owner will own and drive product delivery for the FX wire initiation lifecycle partnering with business operations
technology compliance treasury and QA teams. The role requires strong hands-on knowledge of FX wires cross-border payments
SWIFT / ISO 20022 messaging correspondent banking payment exceptions settlement and reconciliation. The Product Owner will
translate business needs into prioritized backlog items user stories acceptance criteria and release-ready requirements.
Key Responsibilities
Own and prioritize the product backlog for FX wire initiation and related payment enhancements.
Define business requirements user stories acceptance criteria process flows and product decisions.
Work across operations technology compliance treasury and testing teams to align scope dependencies and delivery priorities.
Support end-to-end FX wire flows including initiation validation FX rate booking beneficiary setup routing screening settlement
repair and reconciliation.
Provide SME input on SWIFT MT ISO 20022 Fedwire CHIPS correspondent banking and payment investigation scenarios.
Drive UAT readiness defect triage business sign-off release readiness and post-production validation.
Identify opportunities to improve STP reduce operational friction strengthen controls and improve client / user experience.
Required Experience
5 years of experience in payments transaction banking treasury services or financial services product delivery.
Strong experience in FX wires cross-border payments international wires or wire platform modernization.
Good understanding of payment initiation FX booking payment routing sanctions screening settlement exceptions and
reconciliation.
Experience working as Product Owner Product BA Payments SME or similar role in Agile delivery environments.
Ability to manage backlog priorities write clear user stories define acceptance criteria and drive stakeholder alignment.
Strong communication skills with ability to simplify complex payment flows for business and technology teams.
Preferred Skills
Exposure to payment platforms such as ACI FIS Finastra Volante CGI Fiserv or bank-proprietary wire platforms.
Experience with ISO 20022 migration payment hub modernization treasury portals or wire platform transformation.
Working knowledge of JIRA Confluence Visio Excel SQL and process mapping tools.
CSPO SAFe CBAP CSM or payments-related certification preferred.
Domain Knowledge Expectations
Area | Expected Knowledge |
FX Wire Initiation | Currency value date FX rate / quote beneficiary funding account charge instructions cut-offs. |
Payment Networks | SWIFT Fedwire CHIPS intermediary routing correspondent banking nostro / vostro concepts. |
Messaging & Standards | SWIFT MT and ISO 20022 payment / status / investigation messages. |
Operations & Controls | Rejects repairs recalls sanctions holds approvals reconciliation audit evidence and operational SLAs. |
Product Delivery | Backlog ownership user stories acceptance criteria UAT release readiness and stakeholder decisions. |
Posting Summary
Seeking a Product Owner with 5 years of experience in FX wires FX payments or cross-border payments to own backlog and delivery for the wire initiation lifecycle. The role requires strong understanding of SWIFT / ISO 20022 FX booking payment routing sanctions screening settlement repair and reconciliation along with the ability to translate business needs into clear user stories acceptance criteria UAT scope and release-ready requirements. |