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Ews Risk Manager Scf

Muthoot Fincorp


Job Location:

Chennai - India

Yearly Salary: INR 562716 - 731531
Posted: 29 September 2026 (18 hours ago)
Application Deadline: 27 December 2026
Vacancies: 1 Vacancy

Job Summary

Role Profile

EWS Risk Manager (SULB)

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ROLE SPECIFICATION

Role Title

EWS Risk Manager

Employee Interviewed

NCM

Reports To

EWS Lead

Company

Muthoot Fincorp Limited

Function/Department

Credit Supply Chain Finance

Location


Written By


Approved By (Functional)

NCH

Approved By (People & Culture)


Date (Written On)

21.08.2026



ROLE SUMMARY

The Early Warning System (EWS) Risk Manager is responsible for safeguarding the portfolio against potential credit defaults and financial risks through robust data architecture advanced analytics and predictive modeling. This role anchors the end-to-end lifecycle of both EWS and Business Risk Engine (BRE) models ensuring they remain accurate high-performing and aligned with evolving risk appetites.



ORGANIZATIONAL CHART
















KEY RESPONSIBILITIES

Operations & Transactional

Data Organization & Management


  • Architect and oversee comprehensive data pipelines ensuring data integrity hygiene and seamless integration across disparate sources to feed risk models effectively.

Advanced Analytics & Modeling

  • Spearhead the design development and validation of predictive EWS models (to flag early distress signals) and BRE models (to track ongoing behavioral risk changes).

Model Finetuning & Optimization

  • Continuously recalibrate model parameters and algorithms to reduce false positives enhance predictive power and adapt to changing macroeconomic conditions.

Performance Tracking & Governance:

  • Implement rigorous monitoring frameworks to track model accuracy stability and business impact over time ensuring compliance with internal risk policies and regulatory standards.
  • Engage senior leadership proactively to diagnose underperforming segments pinpoint credit strengths and channel growth strategies toward high-performing areas.


KEY INTERACTIONS

Internal Stakeholders

External Stakeholders


RM ASM RSM NSM RCMNCH Portfolio Head


Customers Vendors


KEY ROLE DIMENSIONS

Geographical coverage State / Part of State

Direct reportees - NA

Total team size - NA

SULB



KEY SKILLS & BEHAVIOURAL ATTRIBUTES


Comfortable working in a paperless/highly digitized lending environment

Prior experience in data driven decision making development of risk models.

Data handling and model development with Python SAS SQL


EDUCATION / EXPERIENCE

  • 3 5 years of experience
  • UG/PG



Required Experience:

Manager


About Company

Muthoot FinCorp is one of the leading NBFCs that offers hassle free & instant online gold loans for every need! Avail instant online ✓Gold Loan ✓Small Business Loan ✓Two Wheeler Finance ✓Used Car Loan ✓Home Loan. Apply, and get quick loan approvals.

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