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Deputy Unit Manager Education Loan

Bajaj Finance


Job Location:

Pune - India

Monthly Salary: Not provided by the employer
Posted: 2 October 2026 (18 hours ago)
Application Deadline: 30 December 2026
Vacancies: 1 Vacancy

Job Summary

Job Purpose
Drive compliant Education Loan sourcing and selling by monitoring conduct documentation communication partner practices and closure of control gaps.
Duties and Responsibilities
Translate product KYC/AML and sales-process requirements into controls.
Review sales files consent source attribution disclosures and evidence.
Monitor partner and frontline adherence.
Track complaints mis-selling indicators and repeat breaches.
Conduct thematic and sample reviews.
Coordinate corrective action and training.
Maintain compliance MIS and escalate material concerns.
Own assigned portfolio or work queue.
Coach resources where assigned and manage day-to-day closure.
Provide structured MIS and improvement inputs.
Key Decisions / Dimensions
Make day-to-day decisions within approved policy process budget and delegated authority.
Escalate policy deviations material customer impact fraud indicators compliance concerns and unresolved cross-functional dependencies.
Numeric sanction commercial hiring and budget authorities are to be defined in the approved delegation matrix.
Key interactions
InternalSales Product Credit/Underwriting Risk Operations RCU/Fraud Control Collections Legal Compliance Finance Technology HR and COE as relevant.
ExternalStudents co-applicants universities education consultants DSAs verification agencies valuers legal partners technology/service partners and other approved vendors as relevant.
Major Challenges
Balancing growth customer experience turnaround time and portfolio quality.
Managing incomplete or inconsistent customer academic financial and collateral information.
Coordinating multiple stakeholders and technology/process dependencies across the loan lifecycle.
Maintaining control discipline during policy market and process changes.
Required Qualifications and Experience
Graduate or postgraduate. Relevant functional experience; education-finance exposure preferred.
Critical skills and knowledge
Sales compliance
KYC/AML awareness
Audit reviews
Root-cause analysis
Reporting
Training
Excel / presentation / business MIS capability appropriate to the role
High standards of integrity customer confidentiality and control discipline

Required Experience:

Manager


About Company

Bajaj Finserv is India’s most diversified non-banking finance company. Visit the website to learn about our products. Get instant approval on loans, shop on EMIs, make an investment, get insurance and pay your bills.

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