Collection Analyst , Digital Collections
Job Summary
The analyst will monitor portfolio performance across different delinquency buckets analyze customer behavior and campaign effectiveness identify opportunities for process improvement and recommend targeted collection strategies.
The role involves close collaboration with Collections Risk Product Technology Compliance and external technology partners to implement digital initiatives AI-driven automation and omni channel communication strategies.
The Digital Collections Analyst will also be responsible for developing performance dashboards tracking key collection metrics conducting campaign analysis supporting vendor performance management and ensuring all digital collection activities comply with applicable regulatory guidelines and internal policies.
The ideal candidate should possess strong analytical skills proficiency in data analysis and visualization tools and a good understanding of collections operations within the banking NBFC or fintech ecosystem.
This role plays a critical part in driving digital transformation within collections by leveraging analytics automation AI and customer centric engagement strategies to improve operational efficiency while delivering a seamless customer experience.
Key job responsibilities
1. Design manage execute and optimize digital collections strategies across channels such as SMS WhatsApp IVR Voice Bot Chat Bots email and other digital engagement platforms.
2. Monitor daily portfolio performance across delinquency buckets and recommend data-driven interventions to improve collections and customer engagement.
3 Analyze customer behavior payment trends contactability and campaign performance to identify opportunities.
4. Develop monitor and publish MIS reports dashboards and KPIs related to collections performance & digital channel effectiveness.
8. Support the implementation and optimization of AI-powered collections automation workflows conversational bots and omni channel customer engagement solutions.
9. Work closely with technology vendors and internal engineering teams to support system integrations testing issue resolution and new feature deployments.
11. Ensure digital collection activities comply with regulatory requirements internal policies customer communication guidelines and data privacy standards.
14. Support vendor performance management by tracking service-level agreements (SLAs) quality metrics and business outcomes.
15. Maintain data accuracy and integrity across collections systems campaign platforms and reporting tools.
16. Prepare management presentations and business reviews highlighting portfolio trends key insights risks and recommendations.
17. Stay informed about emerging technologies AI capabilities digital engagement channels and industry best practices to drive innovation in collections operations.
About the team
The Digital Collections team is responsible for transforming the collections function through technology data & customer centric engagement.
We keep exploring emerging technologies such as AI-powered collections conversational bots speech analytics and workflow automation to build smarter & more scalable collection processes.
Our team culture is built on innovation ownership collaboration & continuous learning. Team members are encouraged to experiment challenge conventional approaches and use data to solve complex business problems.
If youre passionate about using technology & analytics to solve real-world business challenges while shaping the future of digital collections youll find a collaborative fast-paced & rewarding environment within our team.
- Bachelors degree
- Experience with SQL and advanced Excel
- Experience in visualization tools such as Tableau
- Bachelors degree in business data science public administration finance engineering human resources or related field or MBA and 3 years of business-to-business collections experience
- Experience in the financial services industry
Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process including support for the interview or onboarding process please visit for more information. If the country/region youre applying in isnt listed please contact your Recruiting Partner.
Required Experience:
IC
About Company
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