Solution Architect – Interac e-Transfer

Job Description: Mandatory Keywords:

Interac e-Transfer API integration Real-Time Rail (RTR)

Solution Architect Interac e-Transfer Modernization 1. Project Summary / Objective Vancity is upgrading its Interac e-Transfer Send and Receive capabilities to API version 3.7 to modernize its payments platform and align with evolving Interac standards. The primary objective is to ensure the platform is ready to support Canadas Real-Time Rail (RTR) ecosystem and enable faster real-time payment experiences for members.

2. Key Responsibilities

Analyze current-state Interac e-Transfer implementations by reviewing existing design documents API specifications and end-to-end payment flows across Digital Banking Central 1 and Temenos T24 core banking systems.

Translate high-level solution architecture into detailed low-level design (LLD) for the Azure-based integration and orchestration layer aligned with microservices-based architecture principles.

Lead end-to-end integration design activities including service decomposition orchestration flows data mapping messaging standards (ISO 20022 / ISO 8583) error handling and interface specifications across systems.

Collaborate with Solution Architecture Information Security Compliance Central 1 business stakeholders and development teams to ensure all functional security and regulatory requirements are embedded in the design.

3. Expected Experience / Skills

10 years of experience in designing e-Transfer solution and API development with strong hands-on experience in both solution design and development.

At least 2 years of experience in Interac e-Transfer implementation and leading a team of developers

Deep understanding of microservices architecture API lifecycle management orchestration patterns and distributed system design (in any technology stack).

Strong stakeholder management and leadership skills with the ability to collaborate effectively across architecture security compliance business and development teams in complex enterprise environments.