Senior Credit Risk Analyst

Howyoullmake an impact

Play a critical role in shaping how FCC understandsmeasuresand discusses credit riskcapitaland riskadjusted performance. As a Senior Credit Risk Analyst on the Capital Quantification teamyoullindependently lead complex analytical work that informs decisions on new products strategic initiatives portfolioriskand capital allocation.

Your work will span expected loss (ACL) economic capital (ECAP)and forwardlooking scenario analysis helping FCCidentifyemerging risks understand portfoliovulnerabilitiesand assess tradeoffs between growthprofitabilityand risk. With a high degree of curiosity and a desire to understand the why behind the numbers youll use your technical abilities and agriculture industry knowledge to translate complex modelling outputs into clear decisionready insights and actively facilitate discussions with senior leaders and stakeholders across Risk Finance Core Banking and Operations.

As a subjectmatter expert trusted technical resource and mentoryoullhelp strengthen analytical capability across the team influence how data and processes evolve and contribute to a culture of curiosityrigorand continuous improvement.

Whatyoulldo

• Analyze credit risk and capital impacts (expected loss and ECAP) for new products programs and strategic initiatives including reasonability assessments and sensitivity analysis

• Lead endtoend analytical projects independently from problem framing through delivery of clear recommendations

• Identifytrends concentrations and emerging vulnerabilities in FCCs loan portfolio using large complex datasets

• Develop and interpret forwardlooking scenarios and stress analysis to support ICAAP planning and senior management discussions

• Translate technical results from risk models into plainlanguage insights that enable informed decisionmaking

• Facilitate and enable conversations about capitalprofitabilityand riskadjusted performance across the organization

• Partner closely with Risk Finance Operations CoreBankingand other stakeholders to ensure analyses are relevant wellunderstood and actionable

• Recommend and influence improvements to data quality analyticalprocessesand reporting frameworks

• Provide leadership coaching and mentorship to other analysts

• Champion strong analytical practices intellectualcuriosityand continuous learning within the team

Whatyoullbring to the team

Required qualifications:

• A degree in finance economics mathematics statistics computerscienceor a related quantitative field

• Significant experiencein credit risk capitalmanagementor advanced analytics within a financial institution

• Significant experiencewith expected loss economic capital and portfolio credit risk concepts including how IFRS9 (Allowance for Credit Losses) and OSFIs Capital Adequacy Requirements (CAR) influence their measurement governance and impact on capital and riskadjusted performance metrics

• Advanced analytical and problemsolving skills with the ability to work independently on complex ambiguous problems

• Strong data skills and experience working with large datasets (e.g. SAS Python); experience with visualization tools such as Power BI orQuickSight

• Excellent communication and interpersonal skills with the ability to influence and collaborate across functions

Preferred qualifications:

• Experience in the agriculture oragrifood sector is considered an asset

Not sure you meet every requirement We encourage you to apply anyway.

You belong here
At FCC were committed to creating an inclusive equitable and accessible workplace one that reflects the communities where we live work and play. Our team is made stronger through diversity and were dedicated to building a workforce that brings together a range of backgrounds abilities and perspectives.

We encourage qualified applicants to apply including members of these four employment equity groups:
Indigenous Peoples
Members of visible minority groups
Persons with disabilities
Women

Accessibility and accommodations

To support an inclusive and accessible candidate experience we encourage anyone needing an adjustment or accommodation during any stage of the recruitment process to email us at: . An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.