Programs and Portfolio Analyst

At Gore Mutual weve always set ourselves apart as a modern mutual that does good. Now were proudly building on that legacy to transform our companyand our industryfor the better.

Effective January 1 2026 Gore has joined Benevathe countrys largest mutual insurance companyas part of its Property & Casualty operations in Ontario and Western Canada. During 2026 Gore will combine its operations with Unica Insurance Benevas Ontario-based subsidiary specializing in niche commercial and personal insurance creating a stronger more diversified mutual insurer with greater scale and long-term stability.

Every decision and investment remains anchored in long-term benefits to customers members and communities. Come join us.

The Programs & Portfolios Analyst is responsible for sourcing evaluating and supporting the negotiation of nonstandard distribution opportunities for Gore as identified by Business Development and Commercial Lines leadership.

This role conducts holistic assessments of opportunities considering factors such as scale (GWP/PIF) expected profitability (loss ratio/combined operating ratio) target risk composition strategic broker alignment and impacts to Gores overall risk profile including aggregation and reinsurance costs. The objective is to determine strategic fit and support informed decisions on whether to accept or decline opportunities.

For approved opportunities the Analyst leads the intake and triage process coordinating crossfunctional efforts across underwriting Business Development Underwriting Operations Finance Claims and IT. The role also provides ongoing support to broker partners including issue resolution escalations and service delivery oversight while actively monitoring performance to ensure business volume mix and profitability align with expectations.

The Analyst partners with Actuarial and Corporate Underwriting to develop recommendations on pricing underwriting guidelines and product changes contributing to annual review strategies. The role also supports audit and governance activities for programs operating under delegated underwriting authority.

What you will do

• Source evaluate and support negotiation of non-standard distribution opportunities
• Lead intake and triage processes for broker agreements coordinating cross-functional stakeholders
• Assess opportunities across key dimensions:
• Size and scale (GWP/PIF)
• Prospective profitability (LR/COR)
• Risk composition and alignment to target segments
• Strategic broker alignment
• Impact to corporate risk aggregation and reinsurance costs
• Provide recommendations on opportunity acceptance based on overall strategic and financial fit
• Serve as a key point of contact for broker inquiries escalations and SLA-related support
• Build and maintain strong relationships with broker partners and Business Development teams
• Monitor and manage program performance ensuring alignment to expected volume mix and profitability
• Balance broker needs with disciplined underwriting practices
• Support implementation and ongoing management of program and portfolio agreements including:
• Growth retention and profitability tracking
• SubP&L monitoring and reporting
• Facilitate annual program reviews with Business Development Actuarial and Claims
• Recommend pricing underwriting and product changes in collaboration with Actuarial and Corporate Underwriting
• Support audit and quality review processes including broker delegated authority and program performance reviews
• Act as an escalation point for accommodation requests mentor underwriters and support broker engagement

What you will need to succeed:

• Post-secondary education required; undergraduate degree preferred
• CIP designation required
• Minimum 5 years of Commercial Property & Casualty experience
• 2 years of Program Underwriting experience preferred
• 3 years of Programs/Portfolio analysis experience preferred

The expected base salary range for this position is $67000.00 - $117000.00. Depending on your relevant experience skills qualifications market conditions and business needs base compensation may vary. You have the potential to earn more through Gore Mutuals discretionary bonus program which gives you an opportunity to increase your total compensation provided the business meets its performance targets and you meet your individual goals.

Please note: This range reflects the expected base salary for this role but may not represent the full compensation range for all experience and skill levels. During the recruitment process we will discuss and consider how your unique qualifications align with the broader range for this position.

Gore Mutual is proud to offer a comprehensive total rewards package which includes extended health and dental benefits disability insurance retirement plan matching paid time off recognition and perk programs.

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This posting pertains to an existing vacancy that is actively being filled.

Accessibility for applicants

Gore Mutual Insurance Company is committed to providing accommodations for people with disabilities during all phases of the recruiting process including the application process.

If you require accommodation because of a disability we will work with you to meet your needs.Contact usand a human resources representative will consult with you to determine an appropriate accommodation.

Should you request an accommodation during the interview process please notify your Talent Acquisition Consultant.