P&C Underwriter Risk Specialist

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco our investors include Benchmark General Catalyst Peter Thiel Adam DAngelo Larry Summers and Jack Dorsey.

Position: Multiline P&C Underwriter
Type: Contract
Compensation: $800/hour
Location: Remote
Commitment: 2040 hours/week

Role Responsibilities

• Design realistic underwriting scenarios involving new business renewals exposure analysis loss history inspections classification pricing limits deductibles exclusions and referral decisions.
• Create work products such as underwriting assessments quote rationales information requests declination explanations renewal strategies and risk-improvement requirements.
• Write golden reference responses at experienced underwriter quality.
• Grade AI-generated responses against structured rubrics for technical accuracy consistency risk judgment and adherence to underwriting guidelines.
• Identify unsupported assumptions inadequate risk differentiation incorrect use of policy terms and inappropriate acceptance or declination decisions.
• Provide written feedback the research team uses to improve model behavior.

Qualifications

Must-Have

• 2 years of professional P&C underwriting experience.
• Underwritten at least one major segment such as personal lines commercial property general liability commercial auto package umbrella/excess professional liability cyber or another specialty line.
• Understand the underwriting lifecycle from submission and assessment through quotation binding renewal and nonrenewal.
• Explain how account characteristics jurisdiction peril loss experience and market conditions affect underwriting decisions.
• Demonstrate strong written reasoning sound risk judgment and high attention to detail.
• Separate underwriting decisions from claims handling brokerage advice and actuarial portfolio analysis.

Preferred

• CPCU AU ARM or comparable insurance designation.
• Multiline underwriting authority.
• E&S MGA/MGU Lloyds or program-business experience.
• Catastrophe-exposed property or high-severity casualty experience.
• Experience with small commercial middle-market national-account or high-net-worth segments.

Start Date

• Immediately; applications reviewed on a rolling basis.

Application Process (Takes 2030 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

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PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.