Mortgage Underwriter, Excalibur

We are hiring a Mortgage Underwriter Excalibur!Reporting To:Manager Residential Underwriting (Excalibur)Full-Time/Part- Time:Full-timeSalary Range:$63000-$83000Posting Date:June 10 2026Closing Date:June 17 2026Hours of Work:8:30 a.m. 5:00 :Office Location: 12.7Toronto ONWhat we offer:Highly competitive compensation package which includes base salary bonus benefits and career advancement opportunities! *Eligibility for benefits is dependent on the terms of employmentThe Opportunity Excalibur department - With both the population and employment demographics of Canada changing so significantly there are people who want to access a mortgage and own a home but they may fall outside of traditional credit requirements. Alternative lending (Excalibur) offers a mortgage option for those people. The Mortgage Underwriter is responsible for rendering credit decisions on incoming applications consistent with internal policies underwriting mortgage commitments and verifying supporting documentation as submitted by mortgage brokers. How you will contribute: Render approval/decline decisions on incoming applications consistent with internal policies:Analyze employment profile credit strength property characteristics and all other information pertinent to the credit decision process on each mortgage application as presented by the loan terms (where applicable) in order to satisfy the interests of the broker the client and First deals in Workflow queue in order to minimize turnaround mortgage commitments:Select required conditions on each deal to be satisfied by the solicitor and the broker prior to the Merlin underwriting system input: selected conditions credit information property details and borrower commitments and updates the system and Attributes:Organizational skills to manage several ongoing and competing tasks at one timeHigh degree of accuracy and attention to detailDemonstrated proficiency in oral and written communication skillsDemonstrated ability to work independently and in a team environmentAbility to deal effectively with difficult customer situations to maintain customer satisfaction and loyaltyThe experience you need: Education/Certification/Experience Requirements:Post-secondary education and/or equivalent work experience preferred2 years mortgage underwriting experience requiredCompetency in MS Office; capacity to learn new technologies/systemsThe experience you need: Post-secondary education and/or equivalent work experience preferred2 years mortgage underwriting experience requiredCompetency in MS Office; capacity to learn new technologies/systemsWorking Environment and Physical Demands Analysis:Office environmentPeriods of high volume with tight timelinesLong periods of stationary position/sittingProlonged periods of repetitive movement (i.e. using a keyboard and mouse)Long periods of time in viewing a computer screenMulti-tasking may include speaking to customers on a telephone call while looking up information on a computer join First NationalCompetitive Compensation Comprehensive benefits program (i.e. Health Spending Account Maternity and Parental Leave Top Up)Extensive training programs to set our employees up for success Modern office environment conducive to collaborationSupportive teamwork culture Opportunities to give back to the communities and work through events focused on a variety of charities Ongoing social events throughout the year The team youll join: Founded in 1988 First National is one of Canadas largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canadas largest commercial mortgage lender. First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners. We would like to thank all applications for their interest in this existing vacancy but only candidates selected for an interview will be contacted. Artificial Intelligence is not used in our recruitment or hiring process for this National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race color religion national origin age gender identity physical or mental disability sexual orientation and any other category protected by National supports requests for accommodation from applicants with disabilities; please contact Human Resources at should you need an accommodation at any point in the recruitment process.#FNUWON