Finance & Insurance (F&I) Manager

Are you a high-performing F&I professional who thrives on volume and variety Off Lease Toronto is looking for a strategic results-driven Finance Manager to join our powerhouse team.

Located in the high-traffic Dufferin Street auto-corridor we are a unique joint venture between Downtown Automotive Group (DAG) and Rafih Automotive Group. For a Finance Manager this is the ultimate playground: you get the agility of a specialized pre-owned hub combined with the massive lending power and diverse inventory of two of Ontarios largest dealer groups.

In the used car market the deal is won or lost in the business office. We need a solutions-oriented Finance Manager who can navigate a wide credit spectrumfrom prime to sub-primeand ensure every guest leaves with a protection plan that makes sense for their life.

You arent just processing paperwork; you are a consultant a negotiator and a key driver of the dealerships profitability.

Expected Compensation: $85000 $135000 per year (Performance-based).

• Deal Structuring: Utilizing our massive lender network to secure the best possible financing and leasing terms for a diverse client base.

• Product Excellence: Presenting and selling aftermarket products extended warranties and insurance protection with transparency and integrity.

• Lender Relations: Maintaining and leveraging strong relationships with major banks and specialized lenders to ensure high approval rates.

• Compliance Leadership: Ensuring all contracts OMVIC regulations and provincial laws are followed to the letter protecting both the guest and the group.

• Strategic Collaboration: Working closely with the Sales Team to transition guests smoothly from the showroom floor to the business office.

• Proven F&I Experience: You have a successful track record as a Finance Manager in a high-volume automotive environment (New or Used).

• The Closer Mentality: You know how to overcome objections and articulate the value of intangible products.

• Technical Proficiency: You are an expert in Reynolds & Reynolds CDK or similar DMS platforms as well as portal submissions (Dealertrack/RouteOne).

• Licensing: You hold a valid OMVIC License in good standing.

• Attention to Detail: You take pride in clean deals with zero CIT (Cash in Transit) issues.

• You have established relationships with specialized sub-prime lenders.

• You have experience in a multi-store or high-volume group environment.

• You are fluent in multiple languages to better serve the diverse Toronto community.

• Lending Power: Leverage the combined buying power of DAG and Rafih to get deals bought that other lots cant.

• High Traffic: A prime Dufferin St location means a steady stream of credit apps and high-volume turnover.

• Growth Path: Access to leadership opportunities within two of Canadas most prominent automotive groups.

• Full Benefits: Comprehensive health dental and vision coverage plus a professional development budget via the DAG Academy.

• The Backing of Giants: Established in 1992 our group provides the stability and resources of a 300 employee organization.

Are you ready to manage the numbers behind Torontos most exciting automotive venture Apply today and tell us how your expertise will help drive Off Lease Toronto to the next level.

Off Lease Toronto is an equal opportunity accordance with the AODA we provide accommodations throughout the recruitment process. If you require accommodation please contact us at

All candidates must be eligible to work in Canada. Only those selected for an interview will be contacted.