Consultant, Professional Practice Group

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Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview
The Professional Practice Group (PPG) is a National Office department supporting the Private Trust business. Private Trust delivers three core services: power of attorney executor and trustee services where The Canada Trust Company is either acting through an appointment to these roles or as an agent. PPG assists in identifying and proactively managing the risk within the personal trust business through policy development/maintenance and assisting the field with the day-to-day discretionary decisions required in the delivery of service.

Private Trust is part of TD Wealth one of Canadas largest Wealth Management companies providing a suite of integrated services: investment management private banking insurance estate and trust solutions to high net worth individuals. With an approach based on establishing close-knit long-term relationships with clients TD Wealth brings together the expertise and resources of a team of multi-disciplinary experts to provide customized client solutions.

Job Description
Reporting to the Senior Manager Business Risk Management the Consultant will provide specialized legal and practical guidance and support to the Private Trust business. This position supports Private Trust employees in the 17 branch locations across Canada with the day-to-day decisions required in the business to meet its fiduciary requirements as executor attorney under a power of attorney for property or in its capacity as a trustee. These decisions need to be supported by a sound understanding of the legal requirements and assessment of risk balanced by practical realities. This position will also support the PPG team with the ongoing updating and enhancing of policies researching of a wide variety of topics to answer questions reporting requirements and assist with ad hoc projects as they arise (e.g. changes in legislation).

Specific areas of responsibility include:

• Legal Decision-Making

  • Act as a member of Regional Discretionary Powers Committee

  • Support the field on fiduciary decisions

  • Evolve best practices for making informed quality decisions

• Legal Documentation Review

  • Review legal documentation relating to PT files (e.g. settlement agreements notices of application draft orders management plans affidavits legal opinions)

  • Review documentation relating to potential new business (e.g. escrow agreements Indigenous Trust Services deeds blind trust deeds)

  • Review service agreements fee schedules and internal forms/letters/checklists

• Governance/Regulatory/Monitoring and Surveillance

  • Maintain relationships with Compliance Legal Governance and Control

  • Internal regulatory licensing requirements as needed (e.g. notarial signing)

  • Assist with monthly Business Risk Meeting with control partners

  • Prepare and communicate regular reporting requirements to key stakeholders

  • Stay abreast of legislative changes and industry practices impacting the business through industry blogs and bulletins continuing legal education webinars and via Legal and Compliance

• Policy Management

  • Review and ongoing updating of policies according to schedule

  • Work with Governance & Control and other required parties for approval of policy changes

  • Record retention policy

• Special Projects

  • Handle ad hoc requests as they arise

Job Requirements

• Experience in an estate and trust environment

• Experience dealing with matters of a legal nature

• Strong analytical and critical thinking ability

• Excellent communication skills both verbal and written

• Ability to work as part of a team as well as the confidence to work independently with minimal oversight

• Ability to critically identify and assess fiduciary risk

• Comfortable in working with senior management and other external departments e.g. Legal Compliance

• Ability to deliver prompt practical and risk appropriate decisions recommendations and solutions

• Strong attention to detail

• Ability to review legislation and regulation and undertake legal research

• Self-motivated and resourceful

• Ability to develop external networking relationships and represent the trust company within the industry

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):