Business Systems Analyst (BSA) Temonos

Job Title: Business Systems Analyst (BSA) -Temonos

Experience Required: 5 Years

Role Summary:

We are seeking a highly skilled Business Systems Analyst (BSA) with deep expertise in Temenos T24 to operate at the intersection of financial product design accounting data analysis and technology delivery within a regulated financial services environment. This is a hands-on delivery-oriented role requiring strong capability in translating complex banking requirements into well-designed and configurable Temenos T24 Arrangement Architecture (AA) solutions.

The role involves working on core banking initiatives supporting everyday banking deposits and lending products. The ideal candidate is a self-starter who is structured pragmatic and capable of managing accountability in a complex and fast-changing environment.

Key Responsibilities:

Financial Product & Core Banking Analysis

Lead analysis and design of financial products in Temenos T24 including:

• Everyday banking products (chequing and savings accounts)
  

• Term deposit products
  

• Lending products (loans lines of credit mortgages)
  

• Interest calculation methods and accruals
  

• Charge plans and service fee structures
  

• Product lifecycle rules and behaviors
  
  Ensure requirements are complete traceable and aligned with business regulatory and accounting standards.
  

Temenos T24 & Arrangement Architecture (AA)

Configure and support Temenos T24 Arrangement Architecture (AA) products including:

• Properties conditions and business rules
  

• Interest fee and accounting configurations
  

Design and configure:

• Demand account products for everyday banking
  

• Term deposit products including maturity renewal and rate structures
  

• Lending products including:
  
  Payment rules and schedules
  
  Delinquency handling
  
  Arrears and collections logic
  

Good understanding of syndicated lending concepts (preferred).

Accounting & Financial Controls

• Interest income
  

• Interest expense
  

• Accruals and reversals
  

Business & Technical Analysis

• Process flows
  

• Sequence diagrams
  

• Data models (UML where applicable)
  

Data Analysis & Integration Awareness

Perform complex data analysis using SQL for:

• Requirements validation
  

• Issue investigation
  

• Posting and reconciliation validation
  

Backlog & Delivery Management

Create and maintain structured product backlogs in Azure DevOps including:

• Epics
  

• Features
  

• User stories
  

• Acceptance criteria
  

Testing & Change Support

• Impact assessments
  

• Stakeholder communication
  

• Release readiness planning
  

Support incident analysis and issue resolution through to closure.

Stakeholder Management & Communication

Act as a key liaison between:

• Business stakeholders
  

• Finance and Operations teams
  

• Technology Architecture and Integration teams
  

• External vendors
  

Essential Skills:

• Demand banking products
  

• Term deposit products
  

• Lending products
  
  Strong understanding of:
  

• Interest accruals
  

• Interest income and expense
  

• Accounting postings and reconciliations
  
  Strong SQL skills and experience working with data directly.
  
  Technical understanding sufficient to interpret system behavior and constraints.
  
  Hands-on experience with Azure DevOps.
  

Professional Skills:

Keywords:

Experience Required: 5 Years