Business Systems Analyst (BSA) Temonos
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Job Summary
Role: Business Systems Analyst (BSA) -Temonos
Location: Toronto On (Remote)
Experience: 10 Years
Type: Full-Time Permanent (FTE)
Business Systems Analyst
Core Banking & Digital Platforms
We are seeking a highly skilled Business Systems Analyst (BSA) with deep expertise in Temenos T24 to operate confidently at the intersection of financial product design accounting data analysis and technology delivery within a regulated financial services environment.
This is a hands on delivery oriented role for an analyst who can move fluidly between banking product concepts accounting treatment and system configuration translating complex business requirements into well designed and configurable T24 solutions using Arrangement Architecture (AA).
You will work on initiatives that support everyday banking deposits and lending products contributing to systems that are core to how members bank every day. This role is well suited to a self starter who is structured pragmatic and comfortable taking accountability in complex environments with shifting priorities.
What Youll Be Responsible For
Financial Product & Core Banking Analysis
Lead analysis and design of financial products in Temenos T24 with strong focus on:
o Demand / everyday banking products (chequing savings)
o Term deposit products
o Lending products (loans lines of credit mortgages)
Translate product and business needs into clear testable functional and non functional requirements aligned to T24 capabilities.
Design product features including:
o Interest calculation methods and accruals
o Charge plans and service fee structures
o Product lifecycle events and behavioral rules
Ensure requirements are complete traceable and aligned to business regulatory and accounting objectives.
Temenos T24 & Arrangement Architecture (AA)
Configure and support T24 Arrangement Architecture (AA) products including:
o Properties conditions and rules
o Interest fee and accounting linkage configuration
Design and configure:
o Demand account products supporting everyday banking
o Term deposit products including maturity renewal and rate structures
o Lending products with deep understanding of:
Payment rules and schedules
Delinquency handling
Aging arrears and collections logic
Bonus: Understanding of syndicated lending concepts and structures.
Accounting & Financial Controls
Apply strong knowledge of core banking accounting standards and practices.
Design validate and troubleshoot accounting entries generated by T24 including:
o Interest income
o Interest expense
o Accruals and reversals
Support reconciliation and balancing activities including:
o Root cause analysis of breaks
o Collaboration with Finance and Operations teams
Ensure product and system designs support auditability transparency and regulatory compliance.
Business & Technical Analysis
Lead business requirements analysis from intake through delivery.
Assess technical impacts dependencies risks and downstream effects across systems.
Document solutions using UML and structured analysis techniques such as:
o Process flows
o Sequence diagrams
o Data models
Leverage understanding of object-oriented programming concepts to:
o Interpret system behavior
o Validate technical solutions
o Communicate effectively with developers and architects.
Data Analysis & Integration Awareness
Perform complex data analysis including writing and validating SQL queries to:
o Support requirements
o Investigate issues
o Validate postings and reconciliations
Understand system integrations and data flows between T24 and upstream/downstream platforms.
Contribute to integration and interface documentation as required
Backlog & Delivery Management
Create and maintain a well structured product backlog in Azure DevOps including:
o Epics
o Features
o User stories
o Acceptance criteria
Collaborate closely with delivery teams to:
