Business Credit Adjudication Specialist

At Conexus we are focused on supporting our members with their needs of today while also helping them pursue their goals for the future. Its more than conducting a banking transaction its about providing insightful content tools expert advice and a full suite of products to inspire confidence in their financial decision-making. We prioritize performance excellence and our employees champion each members success ultimately contributing to a thriving province.

We are curious courageous confident and committed. Our values ensure we consistently deliver outstanding member experiences. As employees we are more than just individuals who come to work each day each role is a vital part of Conexus.

As of January 1 2026 Conexus Cornerstone and Synergy credit unions have merged into one provincial credit union serving over 200000 members in 57 branches across 50 Saskatchewan communities.

We acknowledge that our Conexus offices and facilities are located on Treaty 2 4 5 6 8 and 10 lands. These are the traditional lands of the Cree Dakota Dene Lakota Nakota and Saulteaux peoples as well as the homeland of the Métis.

The bigger picture
Were looking for an experienced credit professional to join our team as a Business Credit Adjudication this role youll provide independent credit adjudication risk assessment and constructive challenge for complex commercial and agricultural lending requests. Youll help support quality portfolio growth while maintaining strong credit discipline sound underwriting practices and alignment with approved credit policy delegated authorities enterprise risk appetite and regulatory expectations.

How youll be spending your time

• Independently adjudicating complex and higher-risk commercial and agricultural credit applications renewals amendments and annual reviews.
• Providing objective second line challenge and balanced risk assessment on lending requests.
• Reviewing financial information including historical and projected financial statements cash flow liquidity leverage and debt service ability.
• Assessing collateral security guarantor strength covenant structures environmental risks and other risk mitigation measures.
• Identifying policy exceptions structural weaknesses deteriorating credit conditions and emerging risks and escalating concerns when appropriate.
• Preparing clear credit risk recommendations decisions assessments and rationale for business partners and approval authorities.
• Supporting strong file quality documentation standards adjudication consistency and disciplined application of credit policy.
• Providing guidance and constructive feedback to business line partners while maintaining the independence of the second line function.

The way people describe you

• A strong analytical thinker who can assess complex credit relationships and make balanced risk-based recommendations.
• A clear communicator who can explain complex credit matters risks and recommendations in a practical and professional way.
• A collaborative partner who builds strong relationships while providing constructive challenge.
• A detail-oriented professional who values sound judgement consistency quality documentation and strong credit discipline.
• A continuous learner who demonstrates a growth mindset inclusive teamwork and a commitment to member-centric outcomes.

The experience you bring

• 5 years of experience in commercial and/or agricultural lending credit adjudication or credit risk management.
• Strong experience in commercial and agricultural financial analysis cash flow analysis collateral assessment and credit adjudication.
• Strong understanding of lending structures including operating facilities term lending equipment financing real estate lending development financing and specialized agricultural lending arrangements
• Deep expertise in personal sole proprietor partnership corporate and multi-entity borrowing structures and interpretation of financial statements used for credit decision-making.
• Experience assessing borrower repayment capacity liquidity leverage collateral security guarantor strength covenant structures and risk mitigation strategies.
• Strong understanding of agricultural production cycles commodity markets operational risks and industry factors impacting borrower performance.
• Professional lending or risk management designations and/or certifications would be considered an asset.

Salary Range:

$89250 - $119000 with 13% Short Term Incentive Target

Depending on location of work union membership may be required.

We are excited to welcome candidates who bring a blend of academic professional and volunteer experience that sets them apart. Research shows that many applicants tend to apply only when they meet every qualification of the role. However we encourage you to explore opportunities that closely match your skillset and experience. We truly value diverse backgrounds and varied experiences as we are dedicated to creating inclusive and diverse workplaces. You might just be the ideal addition to our team that weve been searching for! This opportunity closes on October 12 2026 so apply now! If you have questions about this position please contact McKayla Kerr at

Required Experience:

IC