Credit Policy & Assurance Manager
Job Summary
THE ROLE
- Lead a team responsible for reviewing lending decisions and assessing compliance with lending guidelines and standards
- Identify trends policy breaches or process gaps through structured quality reviews and recommend practical improvements
- Own and maintain credit risk policy underwriting guidelines and product policy end-to-end
- Run the periodic policy review cycle keeping documentation current and audit-ready
- Investigate and quantify the impact of policy changes using data to support findings before recommending or implementing updates
- Resolve underwriting queries and feed practical learnings back into policy and guideline updates
- Partner with product and Credit teams on new policy as products evolve
- Track relevant regulatory and responsible-lending developments and translate them into policy updates
- Act as a key point of contact for internal and external audit on quality and policy governance
- Coach and develop team members fostering a culture of continuous improvement
Qualifications :
THIS PERSON IS SOMEONE WITH
- Strong experience in credit risk credit assessment quality assurance or credit policy within a bank or non-bank lender
- Demonstrated experience in a role with people leadership or mentoring responsibility or clear readiness to step into a first-time leadership role
- Demonstrated experience owning or contributing to credit policy underwriting guidelines or product policy documentation
- Experience engaging with internal or external audit compliance or regulatory stakeholders
- Excel and data querying skills with the ability to investigate and interpret the impact of policy changes
- Business lending experience is desirable
Additional Information :
BENEFITS & PERKS
Wellbeing: Free counselling seasonal activities Wellbeing Allowance wellness room flu shots
Work Life: Home Workspace Allowance Purchased Leave Parental Leave Parental Flex Leave Lumi Life Leave for challenging events breastfeeding/expressing space
Social & Food: Monthly lunches regular celebrations stocked kitchen beer & kombucha on tap board games rooftop BBQs
Rewards & Recognition: Competitive pay referral bonuses shout-out recognitions
Community Support: Paid volunteer leave celebrations company volunteer days
Career & Growth: Rapid advancement opportunities higher education sponsorship hackathons
Remote Work :
No
Employment Type :
Full-time
About Company
WHO IS LUMI?We’re a leading Fintech small business lender fuelling growth by making finance more accessible.We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, ... View more