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Credit Policy & Assurance Manager

Lumi


Job Location:

Sydney - Australia

Monthly Salary: Not provided by the employer
Posted: 11 September 2026 (18 hours ago)
Application Deadline: 9 December 2026
Vacancies: 1 Vacancy

Job Summary

THE ROLE

  • Lead a team responsible for reviewing lending decisions and assessing compliance with lending guidelines and standards
  • Identify trends policy breaches or process gaps through structured quality reviews and recommend practical improvements
  • Own and maintain credit risk policy underwriting guidelines and product policy end-to-end
  • Run the periodic policy review cycle keeping documentation current and audit-ready
  • Investigate and quantify the impact of policy changes using data to support findings before recommending or implementing updates
  • Resolve underwriting queries and feed practical learnings back into policy and guideline updates
  • Partner with product and Credit teams on new policy as products evolve
  • Track relevant regulatory and responsible-lending developments and translate them into policy updates
  • Act as a key point of contact for internal and external audit on quality and policy governance
  • Coach and develop team members fostering a culture of continuous improvement

Qualifications :

THIS PERSON IS SOMEONE WITH

  • Strong experience in credit risk credit assessment quality assurance or credit policy within a bank or non-bank lender
  • Demonstrated experience in a role with people leadership or mentoring responsibility or clear readiness to step into a first-time leadership role
  • Demonstrated experience owning or contributing to credit policy underwriting guidelines or product policy documentation
  • Experience engaging with internal or external audit compliance or regulatory stakeholders
  • Excel and data querying skills with the ability to investigate and interpret the impact of policy changes
  • Business lending experience is desirable

Additional Information :

BENEFITS & PERKS

Wellbeing: Free counselling seasonal activities Wellbeing Allowance wellness room flu shots

Work Life: Home Workspace Allowance Purchased Leave Parental Leave Parental Flex Leave Lumi Life Leave for challenging events breastfeeding/expressing space

Social & Food: Monthly lunches regular celebrations stocked kitchen beer & kombucha on tap board games rooftop BBQs

Rewards & Recognition: Competitive pay referral bonuses shout-out recognitions

Community Support: Paid volunteer leave celebrations company volunteer days

Career & Growth: Rapid advancement opportunities higher education sponsorship hackathons


Remote Work :

No


Employment Type :

Full-time


About Company

WHO IS LUMI?We’re a leading Fintech small business lender fuelling growth by making finance more accessible.We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, ... View more

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