Senior Credit Officer

Job Description :
A Senior Credit Officer provide support, direction, and loan policies to ensure a bank, credit union, or another financial institution maintains a quality credit extension.

Responsibilities :
1. Reviews and assess credit applications to analyze each client?s finances, credit, and collateral
2. Validates any credit analysis prepared by a credit analyst, ensure all necessary documentation is completed correctly, and manage account exposure each month, quarter, and year
3. Interview customers to learn about their financial situation and present features of products and services that fit their needs
4. Maintains up-to-date knowledge on all Bank lending policies and regulations
5. Reviews collateral periodically to minimize credit exposure

Qualification :
1. Bachelor's/Master?s degree in business management
2. At least four years of experience in banking with knowledge of loan credit risk
3. Strong problem-solving abilities