Require a Business Loan Officer in Lusaka Zambia
Job Summary
- Marketing of all KFS products and services to potential clients by using promotional tools and mechanisms approved by KFS.
- Responsible for full lending cycle of loan initiation processing monitoring and repayment.
- Select clients provide detailed products and services information conduct client evaluation collect all the necessary documents and check their accuracy present credit proposals at credit committees and process loans documentation.
- Explain to clients all the details of the disbursement and repayment process.
- Conduct thorough analysis of each client payment capacity and willingness; evaluate the credit risk before Credit Committee.
- Actively work on maintaining clients repayment willingness.
- Fully responsible for all collections efforts regarding clients in his/her portfolio; daily monitor clients repayment act immediately on loans in arrears according to lending policy present all delinquent clients and recommend solutions to arrears committee implement committees decisions.
College Diploma in Banking and Finance Business Administration Economics or any other relevant Business-Related Diploma
Experience as in Sales and Marketing more especially in the Micro finance Sector.
Working in a client-facing sales role in educational profession is highly desired.
Basic mathematics and analytical skills required writing reading and comprehension skills attention to details.
Strong customer orientation.
Required Skills:
Qualification: MBA/PGDM from reputed B-school. Experience: 20 years in corporate sales institutional leasing or real estate investment. Requirements: Proven success in closing large deals and strong industry networks. Remuneration will be commensurate with qualifications and experience.
Required Education:
MBA/ PGDM