VP Merchant Acquisition Credit & Loss Prevention Analytics

At U.S. Bank were on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions enabling the communities we support to grow and succeed in the right ways all more confidently and more oftenthats what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life and each person is unique in their potential. A career with U.S. Bank gives you a wide ever-growing range of opportunities to discover what makes you thrive. Try new things learn new skills and discover what you excel atall from Day One.

As a wholly owned subsidiary of U.S. Bank Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goalsno matter what they need. From transaction processing to customer service to driving innovation and launching new products were building a range of tailored payment solutions powered by the latest technology. As part of our team you can explore what motivates and energizes your career goals: partnering with our customers our communities and each other.

RESPONSIBILITIES

Responsible for the oversight of credit risk. Achieves credit performance and lending risk profiles in comparison with peer lenders external Agency Investor requirements and internal defined performance goals. Establishes and administers credit policies and procedures for specified business channels to ensure compliance with various regulatory investor government and corporate requirements. Communicates and reviews Memos guideline changes credit risk appetite credit quality and performance with Business Line Sales and Operation Groups and assists with effective execution of policy process and procedure for managing credit risks. Advocates for the Business Line on credit issues based on reasonable credit risks to balance market share and revenue growth with loan quality expectations.

BASIC QUALIFICATIONS

- 10 or more years of relevant experience
- Bachelors degree or equivalent work experience.

PREFERRED SKILLS/EXPERIENCE

- Thorough understanding of all aspects of credit risk policies procedures and practices.

- Expert knowledge in advanced modeling techniques and mathematical models algorithm use and optimization and data science technologies.

- Considerable knowledge in banking products/services banking operations and current market trends.

- Understand the full spectrum of data feature retrieval and selection; model technique selection model build implementation monitoring and integration; interpretation of outputs and development of recommendations.

- Capable of identifying commonalities across seemingly disparate analytics use cases to identify unique ways of approaching modeling.

- Strong experience in advanced analytics statistics data mining predictive analysis time-series analysis natural language processing and deep learning.

- Proficient at Python SQL popular ML frameworks and libraries.

- Understanding of Azure cloud services.

- Effective organizational project management and execution skills.
- Strong analytical and decision-making skills.
- Excellent interpersonal verbal and written communication skills.

LOCATION EXPECTATIONS

- This role requires working onsite from a U.S. Bank location three or more days per week.

If theres anything we can do to accommodate a disability during any portion of the application or hiring process please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members whole selves and what may be needed to thrive in and outside work. Thats why our benefits are designed to help you and your family boost your health protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical dental vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race religion color sex national origin age sexual orientation gender identity disability or veteran status and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition certain positions may also be subject to the requirements of FINRA NMLS registration Reg Z Reg G OFAC the NFA the FCPA the Bank Secrecy Act the SAFE Act and/or federal guidelines applicable to an agreement such as those related to ethics safety or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.