VP Credit Analyst

Job Title: VP (Senior) Credit Analyst -

Department/Team: Credit Approval

Responsibilities:

Prepare credit reports with special attention on information integrity analytical quality and credit merits.

Joint due diligence vetting structuring and analysis on potential transactions

Prepare credit assessment including adjudication opinion projections and stress test to be reviewed by the Head of the Consumer and Industrial team prior to CAC.

Present and defend cases in the CAC and CMC where applicable.

Prepare approval form including any conditions precedent ("Cr or prerequisite) to the credit approval.

Review GCMS entries accordingly

Review legal documents with the focus on credit terms (covenants collateral amortization interest rates and other special items)

Post disbursement prepare jointly with the RM interim and scheduled annual review on a timely basis.

Post disbursement attend to all audit loan review and regulatory requirements.

Support Credit MIS including portfolio analysis and periodic reporting.

Support credit policies procedures and training.

Other requirements may arise as per the growth of the portfolio.

Education and Experience Requirements:

BA; MBA/CFA/FRWCOA a plus

4 -7 years of U.S. Commercial credit risk management experiences

Skills and Knowledge:

Demonstrated originations capability across multiple product lines.

Experienced in task planning delegation progress monitoring and evaluation.

Experienced in problem identification and solving.

Experienced in handling and prioritizing multiple tasks.

Familiar and experience with MS Office system (especially PPT Excel Word etc.)

Excellent communication and writing in a business environment.

Detail oriented with ability to manage time appropriately.

Great team player and self-starter.