UDAAP Analyst

Job Description

The UDAAP Analyst supports the Responsible Banking group in identifying monitoring and assessing Unfair Deceptive or Abusive Acts or Practices (UDAAP) risk across the organization. This role is responsible for assisting with investigative reviews root cause and issue analysis issue remediation efforts control testing compliance marketing reviews and risk assessment activities under the direction of the Director of Responsible Banking and Chief Compliance Officer.

Essential Functions

Assist in analyzing UDAAP compliance risks across business units

Support identification of control gaps and potential compliance weaknesses

Perform basic testing of controls designed to mitigate UDAAP and compliance risk

Assist in analyzing UDAAP compliance risks across business units

Promptly answer questions and provide guidance to business units

Assist in root cause analysis of complaints and management self-identified issues

Assist in issue remediation efforts

Support ongoing investigative reviews and document findings

Escalate potential risks or concerns to senior Compliance staff as appropriate

Gather and submit data for compliance reports/reviews and audits

Recommend improvements to procedures

Attend compliance training events to stay current with regulations

Identify risk and test controls designed to minimize risks

Communicate guidance to appropriate business units

Assist in preparing for federal compliance examinations and internal audits

Demonstrate strong attention to detail by proactively monitoring workflows spotting irregularities and ensuring timely resolution

Utilize strong organizational skills to coordinate workflows maintain accurate records and support seamless team operations

Leverage data reporting and technology including AI to enhance oversight activities

Additional Essential Functions

Ensure compliance with Northwests policies and procedures and Federal/State regulations

Navigate Microsoft Office Software computer applications and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

QUALIFICATIONS

To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Bachelors DegreeBusiness economics or related field

Work Experience

5 - 6 yearsGeneral banking experience

Compliance related experience

Additional Knowledge Skills and Abilities

Ability to establish effective working relationships among team members and participate in solving problems and making decisions

Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience whether oral or written

Ability to actively listen to what others are saying to achieve understanding sharing information with others and facilitating the open exchange of ideas and information

Ability to establish courses of action for self to accomplish specific goals develop and use tracking systems for monitoring own work progress and effectively use resources such as time and information

Ability to make right decisions based on perceptive and analytical processes practicing good judgment in gray areas

Knowledge of all governmental/federal/state regulations including but not limited to CRA HMDA Flood Military Act and Adverse loan compliance regulations

Excellent written and oral communication skills

Strong presentation skills

Logically and operationally minded with special attention to risk management

Ability to work in a fast paced environment

Ability to prioritize a complex work load adapt to interruption and meet deadlines

Licenses and Certifications

CRCMCertificate or professional equivalent or willingness to achieveUpon Hire

Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.