Technical Lead, Inland Marine
Job Location:
San Francisco, CA - USA
Yearly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
Yesterdays insurance wasnt built for todays risk. We see it in the data and we feel it in the field. Emerging technology can reinvent how risk is priced and managed faster and smarter anchored in proven expertise. First-movers will define the next era of commercial risk management and Shepherd is building it.
Shepherd is a technology-driven Managing General Underwriter (MGU) transforming commercial Property & Casualty insurance for high-hazard industries. Our mission is to make risk frictionless for the builders and operators shaping the physical world protecting progress from concept through construction and into decades of operation.
Were building the fastest smartest commercial risk platform where underwriting expertise data and automation work together to deliver:
Faster decisions
Smarter more accurate pricing
Better risk outcomes
With Shepherd safety speed and quality no longer trade off against one another. They compound. Were not just modernizing insurance products. Were building the risk infrastructure for the next generation of financial services where technology underwriting and partnerships operate in harmony to support the worlds most important industries and the progress they make possible.
And several others
Were a team of technologists and insurance enthusiasts bridging the two worlds together. Check out our About page to learn more.
Technical Lead Inland Marine
Reports to: Head of Property
About the role
You are Shepherds primary technical underwriting resource for Inland Marine. You own the guidelines and advisories underwriters work from lead coverage form development and review risks that exceed their authority. You also work with our capacity partners to resolve technical questions and support the underwriting team.
Reporting to the Head of Property you help underwriters make sound decisions and document them clearly. Your work includes account review training and using portfolio results and Claims feedback to improve how we underwrite.
What youll own
Referral authority & account review
Review Inland Marine referrals involving TIV thresholds catastrophe exposures such as wildfire and flood structural or occupancy complexity and other guideline triggers.
Approve or decline referred risks within our delegated authority and document the rationale terms conditions and pricing guidance. Escalate decisions that require approval from the Head of Property or a capacity partner.
Review bound accounts before issuance to confirm completed form fields coverage forms limits sublimits and endorsements match the approved quote binder and documented approvals.
Maintain a 24-hour turnaround standard on referrals and communicate any missing information or required carrier approvals promptly.
Underwriting guidelines & governance
Own the development maintenance and communication of Inland Marine underwriting guidelines and technical advisories. Gather input from the relevant teams coordinate required approvals and keep current versions accessible to underwriters.
Keep guidance on pricing deductibles waiting periods referral triggers and authority parameters consistent with approved appetite and carrier requirements.
Oversee Inland Marine file audits with Compliance and other technical leads where standards overlap. Check documentation pricing and compliance track corrective actions and use recurring findings to improve guidance and training.
Maintain individual underwriting authority statements and recommend changes to the Head of Property based on technical proficiency audit results and program requirements.
Partner with Claims to incorporate loss trends and coverage issues into guidelines forms advisories and training.
Review portfolio trends with Actuarial Data and Claims including loss experience pricing exposure concentrations and recurring exceptions. Recommend underwriting changes to the Head of Property and follow through on approved actions.
Capacity partner & reinsurance support
Act as the technical liaison between Inland Marine underwriters and existing capacity partners. Coordinate referrals coverage questions guideline interpretations and required approvals.
Support the Head of Property and capacity leadership with underwriting analyses portfolio commentary and technical materials for carrier and reinsurance discussions. Represent Shepherds underwriting position on program performance appetite coverage wording and program structure.
Training & technical development
Develop and deliver Inland Marine onboarding ongoing technical training and certification assessments. Cover forms authority and underwriting judgment through practical account examples and lessons from referrals audits and Claims.
Coach underwriters on file handling referral quality and documentation. Standardize referral templates and technical reference materials with other technical leads while allowing for differences across programs.
Product & forms
Lead the technical development and revision of Inland Marine coverage forms and endorsements. Translate underwriting intent into clear wording and coordinate review and required approvals with Claims Compliance and capacity partners.
Maintain with Compliance the approved forms library and guidance on form use and attachment requirements. Track competitor forms and assess coverage gaps and differences.
Work with Product Engineering and Data Science to build approved underwriting requirements into the platform including referral audit and compliance workflows and form selection rules. Check that the implementation reflects the intended coverage and underwriting requirements.
About you
10 years of Builders Risk Inland Marine or commercial construction underwriting experience with meaningful authority on complex project-specific Master Builders Risk 100% and quota share placements.
Knowledge of technology platforms jobsite sensors or other tools used to reduce losses from common Inland Marine perils is a plus.
Experience reviewing other underwriters decisions as a referral point technical authority or underwriting manager.
Strong command of Builders Risk forms testing and mechanical breakdown delay in completion LEG3 / Cost of Making Good structural work waiting periods periods of indemnity Named Insured and Additional Insured distinctions and how endorsements amend coverage.
Experience developing or maintaining underwriting guidelines advisories authority statements and audit programs. Experience drafting or revising coverage forms and endorsements and explaining technical requirements through training.
Experience with insurtech or MGA platforms is a plus along with an interest in helping build underwriting tools.
This is an onsite position in our New York City San Francisco Chicago Los Angeles or Dallas Fort Worth offices.
#LI-Onsite
Shepherd runs on four values. Heres what each one means in this seat.
Think big build big. We exist to protect progress and the industries that rely on it. The work here is aimed at a system that runs on its own and the roadmap gets sequenced backward from that rather than forward from whats easy.
Win together. We rise as one. We support each other raise the bar and celebrate collective success. As the first PM you set a standard the rest of the team inherits and the milestones belong to the team rather than to product.
Cross the aisle. Collaboration wins. We listen deeply work across boundaries and prioritize shared success over individual lanes. The best product calls here come from engineers whove sat with underwriters and underwriters who understand where the model breaks and much of this job is listening closely enough on both sides to make that happen.
Go get it. We act with urgency move with confidence take smart risks and push forward with intention. Nobody hands you the roadmap the data or the meeting invite. You pull the failing runs book the time with the underwriters and decide what matters.
Premium Healthcare
100% contribution to top-tier health dental and vision
Fertility benefits and family building support
Unlimited PTO
Flexibility to take the time off recharge and perform
Daily lunches dinners and snacks
We work together and enjoy meals together too
SF NYC Dallas-Fort Worth Chicago and LA Offices
Professional Development
Access to premium coaching including leadership development
Competitive 401(k) Plan
Dog-friendly office
Plenty of dogs to play with and make friends with in the SF office
Required Experience:
Senior IC
